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44-327 Kaneohe Bay Dr, Kaneohe, HI, 96744

8beds
6baths
3,980sqft
$5,195,000
$1,305price/sqft
$29,912/moest. monthly cost
$1,196,480/yrincome needed

About This Home

A rare Oceanfront property is available create the perfect Tropical Estate! This extraordinary offering spans over 41,000 sq ft of gently sloping land, capturing sweeping ocean vistas and majestic Koolau mountain views, extending from K-Bay Dr to the shoreline. The contemporary oceanfront two story residence, built in 1985, is permitted with three bedrooms has lots of charm. With a lovely living room, dining area and contemporary kitchen, to expansive grounds and a generous deck designed for unforgettable sunsets. At the water’s edge, a private studio retreat features a kitchenette, full bath, and a wraparound deck that extends over the ocean, complete with its own dock. A charming 1955 beach house offers three bedrooms, two baths, a beamed ceiling living room with fireplace, and a separate studio with full bath—ideal for restoration and your creative touch. With ample space to create an additional residence and rare legacy elements including a seawall, boat ramp, boathouse, and dock, this is a singular opportunity to realize a truly exceptional Hawaiian retreat.

Getting Around

7
WalkingCar-Dependent
27
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

7/10
Aikahi Elementary SchoolGrades PK-60.8 mi
7/10
10/10
Kalaheo High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1955

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Other

Interior Area

  • Total structure area: 3,980
  • Total interior livable area: 3,980 sqft

Property

Details

  • Parcel number: 1440070220000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Canal,Coastline,Garden,Mountain(s),Ocean,Sunset
  • Has water view: Yes
  • Water view: Canal,Coastline,Ocean
  • On waterfront: Yes
  • Frontage type: Oceanfront
  • Topography of land: Sloping,Terraced

Lot

  • Features: Other

Parking

  • Total spaces: 10
  • Parking features: Boat,Carport,Driveway,Garage,Three or more Spaces
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Landslide
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,268$315,216
Home Insurance *$848$10,176
Property Taxes $1,515$18,180
Electricity $1,281$15,379
Total$29,912$358,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,025,554/yr
40% on housing$897,360/yr
45% on housing$797,653/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,305This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$769
Honolulu County$746

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$5,195,000
2025-10-30Listing removed$5,595
2025-10-26Price change$5,595
2025-10-01Price change$5,995
2025-09-22Price change$6,495
2025-09-14Price change$6,995
2025-08-30Listed for rent$7,995
2025-04-13Price change$4,995,000
2025-01-04Price change$5,995,000
2024-09-20Price change$5,900,000
2024-06-10Listed for sale$6,995,000
2021-01-14Listing removed--
2021-01-08Listed for rent$3,000
2011-09-22Listing removed$4,395
2011-08-31Listed for rent$4,395

For Sale by Agent

AgentThomas E Wilson
BrokerageAvatina LLC

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