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1043 Koko Kai Pl, Honolulu, HI, 96825

4beds
4baths
3,192sqft
$3,290,000
$1,031price/sqft
$20,653/moest. monthly cost
$826,120/yrincome needed

About This Home

Discover breathtaking ocean and mountain views from this distinguished residence, ideally positioned on the 14th green of the prestigious Hawaii Kai Golf Course. This elegant and spacious home has over 3,000 sqft. living area that offers a refined lifestyle with thoughtfully designed spaces including a formal living room, dining room, family room, private office, and a sunlit eat-in-kitchen. Crafted with attention to detail, the home features soaring 10-foot ceilings, granite countertops, stainless steel appliances, travertine flooring, plantation shutters, custom drapery, split air conditioning, a security system, and 26 owned photovoltaic panels for energy efficiency. Step outside to your private oasis - an inviting heated in-ground pool with a tranquil waterfall, surrounded by lush tropical landscaping. Located just minutes from iconic destinations such as Hanauma Bay, Sandy Beach, Koko Head, and Makapu'u, as well as premier dining, shopping, and outdoor adventures at Koko Marina Center. This island home offers the perfect balance of luxury, comfort, and convenience. Make this exceptional property your new home!

Getting Around

21
WalkingCar-Dependent
25
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
Niu Valley Middle SchoolGrades 6-84.3 mi
9/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Construction materials: Double Wall,Concrete,Wood Frame

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 3,460
  • Total interior livable area: 3,192 sqft

Property

Details

  • Parcel number: 1391090610000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: Golf Course,Other
  • Topography of land: Level

Lot

  • Features: Cleared,Other,Level

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Three or more Spaces,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Landslide
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,636$199,632
Home Insurance *$508$6,096
Property Taxes $2,482$29,784
Electricity $1,027$12,334
Total$20,653$247,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$708,102/yr
40% on housing$619,590/yr
45% on housing$550,746/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,031This listing

vs Other Active Listings

Avg $/sqft

ZIP 96825$1,027
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96825$852
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-26Price change$3,390,000
2025-08-08Listed for sale$3,500,000
2020-03-05Sold$1,785,000
2019-11-22Price change$1,820,000
2019-08-05Listed for sale$1,840,000
2016-03-24Sold$1,680,000
2016-01-27Listed for sale$1,698,000
2010-11-12Sold$1,225,000
2010-09-24Listed for sale$1,249,999
2009-08-20Sold$1,075,000
2009-05-01Listing removed$1,239,000
2009-03-27Price change$1,239,000
2009-02-11Listed for sale$1,295,000
2006-04-26Sold$1,290,000
2006-01-04Sold$962,440

For Sale by Agent

AgentHazel D Roces
BrokerageColdwell Banker Realty

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