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5515 Seminary Ave, Richmond, VA, 23227

4beds
2baths
2,750sqft
$449,900
$164price/sqft
$3,013/moest. monthly cost
$120,520/yrincome needed

About This Home

With its striking Mediterranean architecture, vibrant stucco exterior, and timeless character, this beautifully updated residence offers a rare blend of historic charm and modern comfort. Featuring four bedrooms and two full baths, the home includes three bedrooms upstairs and a convenient first-floor bedroom with direct access to a private courtyard. Inside, you’ll find stunning original concrete floors throughout much of the first level, complemented by hardwood flooring upstairs. The renovated kitchen showcases stone countertops, updated cabinetry, and modern finishes, while fresh paint throughout provides a bright and inviting feel. Both bathrooms have been refreshed with resurfaced tubs and refinished tile, preserving their classic appeal. Comfort is ensured year-round with newly installed 2025 mini-split systems providing efficient heating and cooling throughout the home. Outdoor living is equally impressive, featuring a charming courtyard, access from the first-floor bedroom, and a private second-floor walkout porch perfect for morning coffee or evening relaxation. A truly distinctive home offering architectural character, thoughtful updates, and exceptional indoor-outdoor living spaces in a style rarely found in the area.

Getting Around

38
WalkingCar-Dependent
17
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

4/10
1/10
Brookland Middle SchoolGrades 6-82.0 mi
1/10
Hermitage High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1937

Materials

  • Roof: Tile
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish/Mediterranean
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Concrete,Tile,Wood
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,750

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Zoned

Interior Area

  • Total interior livable area: 2,750 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 7857503967
  • Zoning description: R3

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Paved Driveway
  • On waterfront: Yes

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Driveway,Off Street,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$166$1,992
Property Taxes $309$3,708
Electricity $264$3,178
Total$3,013$36,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,302/yr
40% on housing$90,390/yr
45% on housing$80,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 23227$172
Henrico County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 23227$241
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$449,900
2012-06-29Sold$115,900
2012-03-29Price change$114,900
2012-03-24Listed for sale--
2012-03-19Sold$179,304
2004-05-28Sold$178,000
2001-08-28Sold$149,900
2001-02-16Sold$27,000
2000-11-17Sold$115,000

For Sale by Agent

AgentBlake Jones
BrokerageCommonwealth Jones Real Estate

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