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3844 Flat Field Ter, Richmond, VA, 23223

3beds
3baths
1,670sqft
$359,900
$216price/sqft
$2,415/moest. monthly cost
$96,600/yrincome needed

About This Home

Welcome home! This well-maintained 3-bedroom, 2.5-bath home offers 1,670 square feet of comfortable living space with tasteful updates and a layout designed for everyday living! Step inside to discover upgraded luxury vinyl plank flooring throughout the entire main level, creating a seamless, modern look that's both stylish and durable. The spacious family room offers plenty of room for entertaining or relaxing and opens directly to the rear deck, making indoor and outdoor living effortless. The bright kitchen features white cabinetry, ample counter space, stainless steel appliances, generous cabinet storage, and an adjoining dining area that's perfect for everyday meals or gathering with friends and family. Upstairs, you'll find three comfortable bedrooms, including a spacious primary suite with an en-suite bath, along with two additional bedrooms that are ideal for family, guests, or a home office. Working from home? You'll appreciate the dedicated office featuring abundant natural light from multiple windows, creating an inviting and productive workspace. Outside, enjoy the fully usable backyard complete with a raised rear deck—perfect for grilling, entertaining, or simply unwinding at the end of the day. The expansive lawn offers plenty of space for children, pets, gardening, or outdoor activities. This home combines modern finishes, functional living spaces, and low-maintenance appeal, making it an exceptional opportunity for first-time buyers, growing families, or anyone looking for a home that's ready to enjoy!

Getting Around

34
WalkingCar-Dependent
28
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

1/10
Fairfield Middle SchoolGrades 6-80.4 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Partially Carpeted,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,670

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,670 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 8157250026
  • Zoning description: R4AC

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Stoop
  • Exterior features: Paved Driveway

Lot

  • Lot size: 7,919 sqft
  • Features: Cleared,Level

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$147$1,764
Property Taxes $247$2,964
Electricity $202$2,433
Total$2,415$28,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,800/yr
40% on housing$72,450/yr
45% on housing$64,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$175
Henrico County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$359,900
2022-07-19Sold$280,000
2022-06-17Pending sale$279,000
2022-05-31Listed for sale$279,000
2022-01-20Sold$219,900

For Sale by Agent

AgentTiffany Hazelwood
BrokerageHazelwood Realty LLC

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