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413 Watson St, Raleigh, NC, 27601

4beds
4baths
2,301sqft
$845,000
$367price/sqft
$5,303/moest. monthly cost
$212,120/yrincome needed

About This Home

Striking modern 3-story home with rooftop terrace just steps from downtown Raleigh. This thoughtfully custom designed 4-bedroom, 3-bath home offers 2,301 sq ft of living space with clean architectural lines and abundant natural light throughout. The main level features an open living, dining, and kitchen layout, perfect for entertaining and everyday living. The spacious kitchen flows seamlessly into the family room and dining area, creating a bright and welcoming central gathering space. Upstairs, the second floor includes four bedrooms, including a well-appointed primary suite with walk-in closet and private bath. The third floor bonus room opens to a stunning rooftop balcony, providing the perfect space for outdoor entertaining, relaxing evenings, or enjoying views of the surrounding neighborhood. Additional highlights include a covered front porch, modern exterior design, generous storage, and flexible living spaces ideal for a home office, gym, or media room. Conveniently located close to downtown Raleigh, restaurants, parks, and local hotspots, this home offers a rare blend of modern design and urban accessibility.

Getting Around

89
WalkingVery Walkable
72
TransitExcellent Transit
75
BikeVery Bikeable

Schools

8/10
Hunter Elementary SchoolGrades PK-50.4 mi
7/10
Ligon MiddleGrades 6-80.3 mi
7/10
Needham Broughton HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Inside,Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s)
  • Flooring: Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,301

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,301
  • Total interior livable area: 2,301 sqft

Property

Details

  • Parcel number: 170344976134000 0010917
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Garden,Rain Gutters
  • Fencing: Back Yard, Partial, Wood
  • Has view: Yes

Lot

  • Lot size: 2,613 sqft
  • Features: Back Yard,Corner Lot,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$212$2,544
Property Taxes $605$7,260
Electricity $214$2,571
Total$5,303$63,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,817/yr
40% on housing$159,090/yr
45% on housing$141,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 27601$265
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27601$378
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$845,000
2026-03-04Listed for sale$895,000
2021-09-03Sold$663,000
2020-04-09Sold$140,000

For Sale by Agent

AgentSylvain Dufour
BrokerageKeller Williams Realty

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