9506 SW 220th Ln, Cutler Bay, FL, 33190
About This Home
Welcome to this spacious and well maintained 4-bedroom, 2.5-bath home located in the highly sought-after Lakes by the Bay Amber community. Featuring one story open floor plan with abundant natural light, this home offers a comfortable living and dining area, a cozy kitchen with plenty of cabinet space, and a large primary suite with a walk-in closet and private bath. Enjoy the privacy of a fenced backyard, perfect for entertaining or relaxing. Plenty of space to build a pool. Residents benefit from a low HOA fees that includes security, walking trails, and a clubhouse pool, gym all within minutes of, shopping, dining, and easy access to major highways.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Curved/S-Tile Roof
- Construction materials: CBS Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Kitchen Island,Entrance Foyer,Pantry,Walk-In Closet(s)
- Flooring: Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,596
- Total interior livable area: 2,136 sqft
Property
Details
- Parcel number: 3660160100720
- Zoning: 0100
Features
- Stories: 1
- Entry location: First Floor Entry,Foyer
- Pool features: R30-No Pool/No Water,Community
- Patio & porch: Open Porch,Patio
- Exterior features: Room For Pool
- Fencing: Fenced
- Has view: Yes
- View description: Other
- Residential vegetation: Fruit Trees
Lot
- Lot size: 9,004 sqft
- Features: Less Than 1/4 Acre Lot
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,741 | $44,892 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $1,405 | $16,860 |
| Electricity | $214 | $2,579 |
| Total | $5,569 | $66,828 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-14 | Price change | $739,990 |
| 2025-08-09 | Listed for sale | $800,000 |
| 2014-04-08 | Listing removed | $2,500 |
| 2013-07-11 | Listed for rent | $2,500 |
| 2013-04-10 | Listing removed | $285,000 |
| 2012-09-02 | Listed for sale | $285,000 |
| 2011-06-22 | Sold | $220,000 |
| 2011-05-05 | Price change | $225,000 |
| 2011-04-08 | Price change | $235,000 |
| 2011-03-08 | Price change | $247,700 |
| 2011-02-19 | Listed for sale | $215,000 |
| 2010-10-05 | Sold | $235,000 |
| 2010-08-21 | Listed for sale | $247,700 |
| 2010-06-22 | Sold | $147,100 |
| 2010-05-14 | Price change | $199,000 |
| 2010-03-14 | Listed for sale | $215,000 |
| 2010-01-24 | Listing removed | $220,000 |
| 2009-10-24 | Listed for sale | $220,000 |
| 2009-07-12 | Listing removed | $220,000 |
| 2009-04-25 | Price change | $220,000 |
| 2009-01-16 | Listed for sale | $369,000 |
| 2008-09-28 | Listing removed | $415,000 |
| 2008-05-25 | Listed for sale | $415,000 |
| 2005-06-15 | Sold | $365,000 |
| 2004-10-07 | Sold | $266,300 |
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