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10802 Sunset Dr #1, Stone Harbor, NJ, 08247

3beds
3baths
1,558sqft
$1,395,000
$895price/sqft
$8,338/moest. monthly cost
$333,520/yrincome needed

About This Home

Carnival Bay - This 3 bedroom, 2 1/2 bath condo is conveniently located just outside the business district in Stone Harbor and a short walk to the beach. On the first floor you will find all three bedrooms with shared hall bathroom and full size laundry room. The primary bedroom features en suite bathroom and large walk-in closet. With plenty of closet space in each bedroom and several hallway options, storage will not be an issue. On the second floor is your main living area along with kitchen and powder room. The living area opens to a covered deck on Sunset Drive where you can enjoy the quiet sunsets with a peek of the bay. Off street parking for two is provided in your designated space. This property has been lovingly used and maintained by one family throughout its life. An exciting opportunity awaits a new buyer to reimagine this great space into your Shore retreat.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

6/10
5/10
Middle Twp High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Refrigerator,Washer,Dryer,Dishwasher,Gas Water Heater
  • Laundry features: Common Area,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Flooring: Carpet
  • Common walls with other units/homes: No One Below,End Unit

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,558 sqft

Property

Details

  • Parcel number: 100010804000860000C0001
  • Attached to another structure: Yes
  • Zoning: Condo

Features

  • Levels: Two
  • Entry location: First Floor

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$194$2,328
Property Taxes $898$10,776
Electricity $193$2,318
Total$8,338$100,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,874/yr
40% on housing$250,140/yr
45% on housing$222,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$895This listing

vs Other Active Listings

Avg $/sqft

ZIP 08247$1,612
Cape May County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 08247$1,906
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$1,495,000

For Sale by Agent

AgentEric Dechert
BrokerageFERGUSON-DECHERT, INC

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