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44-519 Kaneohe Bay Dr, Kaneohe, HI, 96744

6beds
6baths
4,128sqft
$6,088,888
$1,475price/sqft
$38,327/moest. monthly cost
$1,533,080/yrincome needed

About This Home

This truly exceptional waterfront estate on Kaneohe Bay offers rare wide oceanfront frontage, deep-water channel, and a private boat dock with direct access to the bay, sandbar, and open ocean. Sweeping panoramic views of Kaneohe Bay and the Koolau Mountains define this remarkable property. Just moments from Kaneohe Yacht Club, it delivers an unmatched boating lifestyle and a rare opportunity for multigenerational living or a private family compound on a 62,315 sq. ft. (nearly 1.5-acre) R-10 zoned parcel. The estate includes two dwellings. The main residence is a 3-bedroom, 3-bath home with vaulted ceilings, hardwood floors, and renovation potential PLUS an attached 1-bedroom, 1-bath unit offering its own entry, open floor plan, vinyl plank flooring, and covered lanai. A separate 2-bedroom, 2-bath guest residence features soaring vaulted ceilings and a wraparound deck, ideal for entertaining and relaxing. With expansive grounds, ample parking, and exceptional boating access suitable for larger vessels, this is a rare waterfront offering for those seeking space, privacy, and ocean recreation in one of Oahu’s most coveted settings.

Getting Around

17
WalkingCar-Dependent
29
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

7/10
Aikahi Elementary SchoolGrades PK-61.2 mi
7/10
10/10
Kalaheo High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Average Condition,Good Condition
  • Year built: 1955

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Single Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Detached,Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Hardwood,Other,Vinyl

Interior Area

  • Total structure area: 6,033
  • Total interior livable area: 4,128 sqft

Property

Details

  • Parcel number: 1440220330000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Canal,Coastline,Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Canal,Coastline,Ocean
  • On waterfront: Yes
  • Frontage type: Marina,Oceanfront,Waterfront
  • Topography of land: Level,Sloping,Terraced

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 7
  • Parking features: Boat,Carport,Driveway,Garage,Three or more Spaces,On Street
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Landslide
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,788$369,456
Home Insurance *$994$11,928
Property Taxes $5,216$62,592
Electricity $1,329$15,951
Total$38,327$459,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,314,068/yr
40% on housing$1,149,810/yr
45% on housing$1,022,053/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,475This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$767
Honolulu County$746

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$6,088,888
2026-05-08Listing removed$6,995,000
2026-03-11Price change$6,995,000
2026-01-02Price change$7,995,000
2025-10-31Price change$8,695,000
2025-08-20Listed for sale$8,775,000
2025-07-20Listing removed$8,775,000
2025-06-01Price change$8,775,000
2025-01-09Price change$8,975,000
2024-10-15Price change$9,700,000
2024-08-30Price change$9,775,000
2024-07-19Listed for sale$9,950,000
2015-08-14Sold$3,400,000
2015-03-17Listed for sale$3,800,000

For Sale by Agent

AgentMyron N Kiriu
BrokerageREMAX Hawaii

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