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96 Chestnut Ln, Angola, NY, 14006

2beds
1baths
640sqft
$177,900
$278price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

Escape to the charm of lakeside living at 96 Chestnut Lane in the desirable Shore Meadows community of Angola! Whether you're searching for the perfect summer retreat or a cozy getaway that can be enjoyed beyond the traditional cottage season, this inviting property is ready to create lasting memories. Situated on a spacious double lot, this well-maintained cottage offers 2 bedrooms, a comfortable living room, separate dining area, and a functional kitchen, providing everything needed for relaxing weekends or extended stays. Fully equipped for year-round use, you'll enjoy the flexibility of starting your lake season early and extending it well into the fall. Outdoor living is where this property truly shines. Gather with family and friends in the screened-in summer living room, unwind in the separate gazebo, or simply enjoy the extra space and privacy the double lot provides. The generous lot size also offers future potential for a larger year-round residence if desired. As a member of the Shore Meadows community, you'll enjoy multiple deeded Lake Erie access points, making beach days, sunset walks, and waterfront recreation part of everyday life. Conveniently located near Point Breeze, Angola-on-the-Lake, and Evangola State Park, you'll have easy access to boating, fishing, beaches, hiking trails, restaurants, and summer entertainment. Just a short drive from Buffalo, this is an outstanding opportunity to own an affordable lakeside escape in one of Western New York's most beloved summer destinations. Don't miss your chance to make this cottage your home away from home!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1956

Materials

  • Foundation: Poured,Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Free-Standing Range,Oven,Refrigerator

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Living Room,Pull Down Attic Stairs,Partially Furnished,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Varies,Vinyl
  • Attic: Pull Down Stairs

Heating

  • Heating features: Gas,Space Heater

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 1444892501700001026000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dirt Driveway,Deck,Gravel Driveway,Patio
  • Waterfront features: Beach Access,Deeded Access,Lake

Lot

  • Lot size: 3,319 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 200 x 166

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $899$10,788
Home Insurance *$73$876
Property Taxes $254$3,048
Electricity $246$2,954
Total$1,472$17,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 14006$151
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14006$155
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$169,900
2026-06-18Listed for sale$177,900
2025-11-05Listing removed$195,000
2025-09-18Listed for sale$195,000
2005-07-29Sold$90,000

For Sale by Agent

AgentTimothy M Domanski
BrokerageHUNT Real Estate ERA

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