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437 Zerega Avenue, Bronx, NY, 10473

--beds
5baths
2,512sqft
$1,300,000
$518price/sqft
$8,347/moest. monthly cost
$333,880/yrincome needed

About This Home

437 Zerega Avenue, Bronx, NY 10473 Spacious semi-attached three-family brick home built in 2000, located in the sought-after Castle Hill / Zerega Avenue area. Ideal for investors or end-users seeking strong rental income and long-term value. Each unit features 3 bedrooms and 2 baths (1st floor has 3 BD / 1 BA), open living areas, hardwood floors, and private balconies on the upper levels. The property also offers a full unfinished basement, driveway plus garage, and private fenced backyard. Public utilities with separate gas and electric meters. Low annual taxes (approx. $9,000). Close to the 6 train, major highways, schools, and shops. With neighboring homes on the block selling quickly, this well-maintained triplex offers exceptional income potential and location value in one of the Bronx’s most stable neighborhoods.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Ps 182Grades PK-50.6 mi
1/10

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • First Floor Bedroom,First Floor Full Bath

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 2,512 sqft

Property

Details

  • Parcel number: 035120089
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 2,153 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$514$6,168
Property Taxes $845$10,140
Electricity $415$4,981
Total$8,347$100,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,182/yr
40% on housing$250,410/yr
45% on housing$222,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 10473$360
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10473$296
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Listed for sale$1,300,000
2025-02-03Listing removed$2,895
2025-02-02Listed for rent$2,895
2010-03-14Sold$345,000

For Sale by Agent

AgentJohn Deraffele
BrokerageJ.D. Station Plaza Realty Inc.

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