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439 E Walnut St, York, PA, 17403

4beds
2baths
1,120sqft
$80,000
$71price/sqft
$760/moest. monthly cost
$30,400/yrincome needed

About This Home

Prime Investor Opportunity - Fire-Damaged Property with "front" Sealed Roof 439 Walnut St is a York City row home offering strong redevelopment potential for experienced investors, contractors, or rehab specialists. The property previously sustained significant fire damage and requires a full interior and structural renovation, but the front roof has been sealed, providing immediate protection from further weather exposure and giving you a stable starting point for reconstruction. This 3-bedroom, 2-bath, 1,120 sq ft home sits in a convenient location close to downtown, major routes, and local amenities. Built in 1900, the property retains its classic row home footprint and is ideal for a full rebuild, long term rental strategy, or future resale once restored. Property is being sold strictly as-is, with all contents and conditions remaining at the time of showing. Cash, hard money, or renovation financing only. Enter with caution; structural instability may be present. A strong value-add opportunity for investors looking for their next project in a growing market

Getting Around

85
WalkingVery Walkable
42
TransitSome Transit
58
BikeBikeable

Schools

3/10
Goode SchoolGrades PK-80.1 mi
2/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Rubber,Shingle
  • Construction materials: Brick,Copper Plumbing,Frame,Rough-In Plumbing,Stick Built,Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Unfinished Walls
  • Flooring: Rough-In,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 071330300360000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,620 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$30$360
Property Taxes $102$1,224
Electricity $224$2,692
Total$760$9,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,057/yr
40% on housing$22,800/yr
45% on housing$20,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$122
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$80,000
2019-02-06Sold$3,000
2018-10-05Sold$3,000

For Sale by Agent

AgentJordan Snyder
BrokerageCentury 21 Realty Services

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