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276 W Cottage Pl, York, PA, 17401

5beds
2baths
1,948sqft
$155,000
$80price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Welcome to **276 W. Cottage Pl., York, PA**! This well-maintained and spacious home offers **5 bedrooms** and **2 full bathrooms**, providing plenty of room for a growing family or an excellent investment opportunity. The third floor features a **fifth bedroom that is accessed through the fourth bedroom**, making it ideal as a bedroom, home office, playroom, or bonus space. Step outside to enjoy the beautiful backyard, complete with **off-street parking for two vehicles**, a valuable feature in the city. Whether you're a first-time homebuyer looking for a place to call home or an investor seeking a solid rental property, this home offers great potential. **Property is owner occupied. Please allow a minimum of 24 hours' notice for all showings.** The seller has health concerns and may be present during showings. We kindly ask that all visitors be respectful of the occupant's privacy. **Seller requests a post-settlement occupancy (rent-back) of up to 90 days after closing** to allow time to secure alternative housing. Terms are negotiable. Property is being sold **as-is** Seller will make no repairs. **Listing agent and seller are not related.** Schedule your showing today!

Getting Around

53
WalkingSomewhat Walkable
33
TransitSome Transit
57
BikeBikeable

Schools

4/10
McKinley SchoolGrades PK-80.1 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Unknown
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,948

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,948 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 081690500140000000
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Refrigerator,Washer & Dryer

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,226 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$104$1,248
Property Taxes $198$2,376
Electricity $224$2,692
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 17401$112
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17401$132
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$155,000
2026-07-20Listed for sale$155,000
2019-04-29Sold$79,000
2019-02-18Pending sale$76,900
2019-01-12Listed for sale$76,900
2018-12-20Pending sale$76,900
2018-11-25Listed for sale$76,900
2003-03-18Sold$55,500
2000-06-02Sold$48,000

For Sale by Agent

AgentKarin Negron-Caraballo
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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