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1232 Elm St, York, PA, 17403

2beds
1baths
1,130sqft
$199,900
$177price/sqft
$1,566/moest. monthly cost
$62,640/yrincome needed

About This Home

This home sits on the East end of York where you'll grow to love the mature homes and a great sense of community. Such a convenient location close to major routes (I83/Rt30), Downtown York, Revs Baseball, and ample places to shop and dine. The home itself has undergone renovation to include new flooring, an all new kitchen, an updated bath, and a paint refresh on the exterior siding. Desirable Off-Street Parking to the rear of the home that includes a carport and enough space for 3 cars. Don't miss your chance at this one! **Some photos staged with AI ***Seller is PA Licensed Real Estate Agent and Listing Agent.

Getting Around

75
WalkingVery Walkable
31
TransitSome Transit
54
BikeBikeable

Schools

4/10
Davis SchoolGrades PK-80.2 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1946

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler,Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Has Laundry,In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete,Partially Finished

Bedroom1

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedroom2

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 290
  • Dimensions: 10 X 29

Features

  • Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom
  • Door features: Storm Door(s),Sliding Glass
  • Window features: Replacement,Insulated Windows
  • Flooring: Carpet,Vinyl,Luxury Vinyl
  • Finished area below ground: 120
  • Finished area above ground: 1,010

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,130 sqft

Kitchen

  • Features: Flooring - Tile/Brick,Ceiling Fan(s),Eat-in Kitchen,Kitchen - Gas Cooking
  • Level: Main
  • Area: 96
  • Dimensions: 8 X 12

Living Room

  • Features: Flooring - Laminated,Ceiling Fan(s)
  • Level: Main
  • Area: 176
  • Dimensions: 16 X 11

Other

  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Other

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 124121800190000000
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting

Lot

  • Lot size: 4,801 sqft
  • Features: Level,Urban

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Carport,Off Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$76$912
Property Taxes $256$3,072
Electricity $224$2,692
Total$1,566$18,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,691/yr
40% on housing$46,980/yr
45% on housing$41,760/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$121
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$199,000
2026-08-05Listed for sale$199,900
2019-05-31Sold$71,000
2019-05-06Pending sale$71,000
2019-05-03Listed for sale$69,900
2014-03-21Sold$52,500
2013-11-27Price change$52,500
2013-08-28Price change$54,950
2013-07-04Price change$57,400
2013-02-26Price change$59,900
2012-10-25Price change$64,900
2012-07-20Listed for sale$69,900

For Sale by Agent

AgentMichael Gross
BrokerageIron Valley Real Estate of York County

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