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538 N Pershing Ave, York, PA, 17404

4beds
2baths
2,500sqft
$158,900
$64price/sqft
$1,328/moest. monthly cost
$53,120/yrincome needed

About This Home

4 bedroom 1.5 bathroom home with many updates! Take advantage of seller concessions! This sale includes a $5,000 credit which can be used towards closing costs or to make your desired upgrades. This home features a new electrical panel and a new roof installed in 2024. Other features include first floor laundry, a second floor balcony, a concrete basement floor, and a long yard with off street parking. Schedule your showing today!

Getting Around

75
WalkingVery Walkable
43
TransitSome Transit
66
BikeBikeable

Schools

4/10
Ferguson SchoolGrades PK-80.2 mi
2/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 134480300160000000
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 3,515 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$48$576
Property Taxes $203$2,436
Electricity $274$3,291
Total$1,328$15,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,531/yr
40% on housing$39,840/yr
45% on housing$35,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 17404$134
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17404$180
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$158,900
2026-07-08Price change$160,900
2026-06-12Price change$162,400
2026-05-12Listed for sale$164,900
2026-03-26Listing removed$151,900
2026-03-06Price change$151,900
2026-02-10Price change$153,900
2025-12-30Listed for sale$154,900
2025-12-20Listing removed$154,900
2025-11-10Price change$154,900
2025-09-29Price change$159,900
2025-07-14Price change$164,900
2025-06-30Listed for sale$169,900
2024-07-03Sold$51,000

For Sale by Agent

AgentRyan Lutz
BrokerageMylin Properties

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