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402 Willow St, Cary, NC, 27511

5beds
5baths
4,191sqft
$1,549,900
$370price/sqft
$9,817/moest. monthly cost
$392,680/yrincome needed

About This Home

Walkability to all Downtown Cary has to offer. Custom built home with very versatile floorplan and loaded with upgrades. First floor Master and 2nd Master on second floor for possible multi generation scenario or awesome teen suite. Covered brick porch flows into well landscaped flat backyard. Details: site finished hardwoods entire home except bonus room,36'' gas range, upgraded quartz and tile, huge custom master closet, built inns.. etc.. Note: Final Coat on the floor will go on before closing

Getting Around

66
WalkingSomewhat Walkable
43
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

7/10
Cary ElementaryGrades PK-50.5 mi
8/10
East Cary Middle SchoolGrades 6-81.3 mi
7/10
Cary HighGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,191

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 4,191
  • Total interior livable area: 4,191 sqft

Property

Details

  • Parcel number: 076418206508000 0065139
  • Zoning: R12P
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Has view: Yes

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$487$5,844
Property Taxes $1,103$13,236
Electricity $390$4,684
Total$9,817$117,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,582/yr
40% on housing$294,510/yr
45% on housing$261,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 27511$254
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27511$262
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,799,900
2026-04-30Price change$1,849,900
2026-04-24Listed for sale$1,899,900
2025-07-01Sold$550,000
2025-02-25Pending sale$550,000
2016-06-24Listing removed$1,075
2014-04-08Listing removed$1,050
2014-02-05Listed for rent$1,050
2013-10-25Sold$125,000

New Construction

AgentJoe Alercia
BrokerageRE/MAX United

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