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610 Sunrise Dr Unit 8L, Santa Maria, CA, 93455

3beds
2baths
1,128sqft
$465,000
$412price/sqft
$3,264/moest. monthly cost
$130,560/yrincome needed

About This Home

Beautiful turnkey 3-bedroom, 2-bath condo in desirable Mission Creek Village, featuring one of the lowest HOA fees in town. This move-in-ready home offers newer low-maintenance flooring in living room area and a bright open layout designed for comfortable every day living. The inviting living room opens to the private deck/patio creating the perfect space to relax or host family and friends. The well-appointed kitchen includes a newer dishwasher and refrigerator, generous cabinetry, ample counter space, and a convenient breakfast bar for everyday living. The spacious primary suite features its own private bathroom with a double-sink vanity. Two additional generously sized bedrooms and second full bathroom provides additional space for family or guest. Enjoy the convenience of an indoor laundry area with a newer stackable washer and dryer, both included. The unit also comes with two assigned carports and additional guest parking. Mission Creek Village offers beautifully maintained grounds, a community swimming pool, clubhouse, and exterior maintenance for easy living. Ideally located near parks, shopping, dining, and with convenient freeway access. Schedule your showing today!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Property

Details

  • Parcel number: 109370067
  • Special condition: Other,Agent Rel/Princ
  • Exclusions: Door Ring

Features

  • Stories: 2

Lot

  • Lot size: 1,306 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$82$984
Property Taxes $433$5,196
Electricity $398$4,786
Total$3,264$39,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,908/yr
40% on housing$97,920/yr
45% on housing$87,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$338
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$465,000
2026-07-31Price change$465,000
2026-07-09Price change$469,000
2026-06-18Price change$474,000
2026-06-06Listed for sale$479,000
2022-03-31Sold$392,000
2022-03-10Pending sale$349,000
2022-03-08Listed for sale$349,000
2014-08-25Sold$195,000
2013-07-08Sold$167,000
2011-08-19Listing removed$142,900
2011-08-02Listed for sale$142,900
2011-06-14Sold$325,763
2005-09-20Sold$354,500

For Sale by Agent

AgentLourdes 'Lulu' Rodriguez
BrokerageModern Nest Realty, Inc.

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