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5527 Smith Station Rd, Fredericksburg, VA, 22407

2beds
2baths
1,276sqft
$387,999
$304price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

One-level living at its best with NO HOA, a large deck for entertaining and just over an acre of land! This freshly painted home features 2 bedrooms, den with closet, 2 full baths, a large eat-in kitchen and a living room with a gas fireplace. The primary bedroom offers its own full bath with a window for natural light, new LVP flooring, new cabinetry and a tub/shower combo. The fully carpeted primary bedroom opens to a private sliding glass door leading out back onto the huge wooden deck. The second full bath is updated with new LVP flooring, new cabinetry and a tub/shower combo. The entire home has been freshly painted. When you enter the front door sunlight blankets the living room through a huge picture window perfect for viewing breathtaking summer sunsets. On cold winter nights, you can look forward to relaxing by the corner fireplace. Conveniently located right off of the living room, the kitchen and dining area, with warm wooden cabinetry, is easily accessible through the side entrance for the convenience of bringing your groceries directly into your kitchen. All Whirlpool Stainless Steel Appliances (Fridge, Built-in Microwave, Dishwasher and Range/Oven); the included washer/dryer are tucked away with easy access in the kitchen. The kitchen sink has a window above for natural light and a perfect view of your private tree lined backyard and large shed (as is) in good condition with lights and electric. The home has a great eat-in kitchen with room for a table and yet another large sliding glass door off of the dining area leading out onto the huge wooden deck that runs the entire back length of your new home. This home offers a private escape while still being conveniently located to I-95, a commuter lot (only 2.7 miles away), the VRE - Spotsylvania Station, grocery stores including Publix, shopping, Patriot Park and the YMCA. You will have plenty of yard for all your summer outside play and entertaining. High Speed Internet from Verizon and Xfinity is available.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Courtland High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1982

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Energy Efficient Appliances,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Main Level,Washer In Unit

Bathroom1

  • Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Plank
  • Level: Main

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Plank
  • Level: Main

Bedroom1

  • Features: Flooring - Carpet
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Window Treatments
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den

  • Features: Flooring - Carpet,Lighting - LED
  • Level: Main

Dining Room

  • Features: Dining Area,Flooring - HardWood
  • Level: Main

Features

  • Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Family Room Off Kitchen,Flat,Floor Plan - Traditional,Kitchen - Country,Eat-in Kitchen,Kitchen - Table Space,Pantry
  • Door features: Insulated,Six Panel,Sliding Glass
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl,Carpet,Vinyl,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Corner,Mantel(s),Screen,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen

  • Features: Dining Area,Double Sink,Flooring - Vinyl,Kitchen - Electric Cooking,Lighting - Ceiling,Living/Dining Room Combo,Pantry,Eat-in Kitchen
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Flooring - Carpet,Fireplace - Gas
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 49A27D
  • Zoning: RU
  • Zoning description: Rural
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Flood Lights,Rain Gutters,Play Area,Other
  • Fencing: Partial
  • Has view: Yes
  • View description: Trees/Woods,Other,Panoramic

Lot

  • Lot size: 1.05 Acres
  • Features: Front Yard,Level,No Thru Street,Not In Development,Wooded,Open Lot,Premium,Private,Rear Yard,Rural,Secluded

Parking

  • Parking features: Free,Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,961$23,532
Home Insurance *$114$1,368
Property Taxes $233$2,796
Electricity $202$2,433
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 22407$203
Spotsylvania County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 22407$217
Spotsylvania County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$387,999
2026-07-30Price change$387,999
2026-06-03Listed for sale$399,999
2026-04-12Contingent$389,999
2026-04-04Listed for sale$389,999
2026-03-15Contingent$389,999
2026-03-12Listed for sale$389,999
2025-12-21Listing removed$389,999
2025-12-14Listed for sale$389,999
2017-09-26Sold$199,000
2017-08-18Pending sale$199,999
2017-08-14Listed for sale$199,999
2015-11-30Sold$135,100
2015-08-19Pending sale$110,000
2015-08-04Listed for sale$110,000
2015-06-29Sold$229,774
2012-09-13Sold$229,775
1998-12-01Sold$103,900

For Sale by Agent

AgentWanda J Cook
BrokerageJoyner Fine Properties, Inc.

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