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2341 Mariner Way, Merced, CA, 95340

5beds
3baths
2,352sqft
$518,000
$220price/sqft
$3,976/moest. monthly cost
$159,040/yrincome needed

About This Home

This property is a 5-bedroom, 3-bathroom, 3-car-garage single-family home. The property offers a spacious layout suitable for families, with multiple bedrooms and full baths. It is situated in a well-established Merced neighborhood with access to local schools and community services. It provides a balance of residential comfort and potential rental or investment opportunities. New AC unit installed in September 2025.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
4/10
Golden Valley High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Drywall,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Separate Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Eat-in Kitchen,Tile Counters,Unfurnished,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,352 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Tile Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 008392008000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: First Level
  • Pool features: None
  • Patio & porch: Front Porch
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,257 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,619$31,428
Home Insurance *$182$2,184
Property Taxes $671$8,052
Electricity $504$6,052
Total$3,976$47,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,320/yr
40% on housing$119,280/yr
45% on housing$106,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$528,000
2016-05-11Listing removed$1,750
2014-05-15Listing removed$1,650
2014-04-19Listed for rent$1,650
2009-10-15Sold$193,000
2008-05-12Listing removed$445,000
2008-01-18Listed for sale$445,000
2005-06-23Sold$437,500

For Sale by Agent

AgentJessica Chien
BrokerageEXP Realty of California, INC

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