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2800 Bay Ave, Ocean City, NJ, 08226

5beds
3baths
2,384sqft
$1,795,000
$753price/sqft
$11,394/moest. monthly cost
$455,760/yrincome needed

About This Home

Welcome to this stunning, move-in-ready, Victorian residence located in the highly desirable Baylandings neighborhood of Ocean City. Perfectly situated across from the Stainton Wildlife Refuge, this meticulously maintained corner-lot home combines coastal elegance with unparalleled convenience. Residents will enjoy being within walking distance of the beach, bay, and golf course, and just a short bike ride to the iconic boardwalk. The main level features an inviting entrance on 28th Street with a covered wrap-around brick-paver front porch that is ideal for morning relaxation and viewing the adjacent bird sanctuary. The front door with transom windows opens to an expansive, open-concept living, dining, and kitchen area designed for seamless entertaining. The gourmet kitchen, remodeled in 2024, is equipped with premium stainless-steel appliances (including an induction range), white subway tile backsplash, Quartz countertops, and LED recessed lighting. Sliding glass doors off the dining area lead to a private, covered back porch, with brick pavers and ceiling fan, perfect for al fresco dining. This level also includes a full bathroom adjoining a versatile first-floor bedroom, currently configured as a den. Large windows flood the home with natural light, highlighting the freshly painted interiors and gleaming engineered Acacia wood floors that extend across the main level, staircase, and upper hallway. Upstairs, the accommodations include an expansive primary retreat featuring a private deck, tray ceiling, ceiling fan, generous walk-in closet, and an en-suite bathroom with a double vanity and stall shower. Three additional spacious bedrooms with ceiling fans offer substantial closet space and have convenient access to a third full bathroom. A dedicated walk-in laundry room with built-in shelving, energy efficient washer and dryer, and an attic complete this level and provide an abundance of storage solutions. Additional premium features of this property include an attached two-car garage, newer two-zone HVAC system (2017/2019), professionally landscaped grounds, water irrigation system, and a substantial corner lot. This property represents the pinnacle of coastal living in one of Ocean City’s premier residential neighborhoods! Furniture is negotiable!! One year home warranty through HSA is included! Make an appointment today!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
8/10
Ocean City High SchoolGrades 9-122.5 mi
7/10
Ocean City Primary SchoolGrades PK-32.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Electric Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper
  • Area: 256

Bedroom2

  • Level: Upper
  • Area: 154

Bedroom3

  • Level: Upper
  • Area: 154

Bedroom4

  • Level: Upper
  • Area: 224

Bedroom5

  • Level: Main
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 192

Features

  • Carbon Monoxide Detector
  • Window features: Blinds,Curtains,Shades
  • Flooring: Hardwood,Tile,W/W Carpet

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Kitchen

  • Level: Main
  • Area: 216

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 22

Features

  • Patio & porch: Porch
  • Exterior features: Outdoor Shower,Porch

Lot

  • Lot size: 5,087 sqft
  • Lot size dimensions: 55 x 92.5

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Inland Flooding
Winter Weather
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$367$4,404
Property Taxes $1,689$20,268
Electricity $262$3,153
Total$11,394$136,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,651/yr
40% on housing$341,820/yr
45% on housing$303,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$753This listing

vs Other Active Listings

Avg $/sqft

ZIP 08226$1,062
Cape May County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 08226$905
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,699,000
2026-06-26Price change$1,795,000
2026-06-12Listed for sale$1,895,000
2006-12-08Sold$895,000
2004-05-12Sold$570,000
2003-02-21Sold$570,000

For Sale by Agent

AgentBarbara Kueny
BrokerageBHHS FOX and ROACH-109 34th OC

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