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38 Ridge Ave, Staten Island, NY, 10304

5beds
6baths
5,200sqft
$2,549,000
$490price/sqft
$16,652/moest. monthly cost
$666,080/yrincome needed

About This Home

Luxury living at The Summit at Dongan Hills Colony. This exceptional 5-bedroom, 6-bath estate offers over 7,000 sq ft of elegant living space featuring dramatic archways, custom crown and base moldings, and radiant heated floors throughout. The custom Eaton chef's kitchen features soaring 16' ceilings and opens to living areas with a double-sided wood-burning fireplace. The primary suite offers 10' ceilings, a home office, wet bar, and a spa-like bath with Jacuzzi tub and oversized shower. The finished lower level with 10' ceilings and separate quarters is ideal for extended family or guests. Enjoy a private outdoor oasis with an inground pool (new heater), outdoor kitchen, paved yard, and Verrazzano Bridge views in one of Staten Island's most prestigious communities.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Ps 48 William C WilcoxGrades PK-80.4 mi
4/10
New Dorp High SchoolGrades 9-122.2 mi
6/10
Is 49 Bertha A DreyfusGrades 6-81.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2002

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 2
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Smart Thermostat,Walk-In Closet(s),Central Vacuum,Ceiling Fan(s),Fireplace,Wet Bar
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,200
  • Total interior livable area: 5,200 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 008430245
  • Zoning: R1-2

Features

  • Stories: 2
  • Pool features: In Ground
  • Exterior features: Outdoor Grill
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.29 Acres
  • Features: Front Yard,Back Yard,Side
  • Lot size dimensions: 22 x 198

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,889$154,668
Home Insurance *$1,035$12,420
Property Taxes $1,869$22,428
Electricity $859$10,312
Total$16,652$199,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$570,925/yr
40% on housing$499,560/yr
45% on housing$444,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 10304$484
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10304$447
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$2,549,000
2026-06-02Listed for sale$2,700,000

For Sale by Agent

AgentChristopher J Whittington
BrokerageKeller Williams Realty Staten Island

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