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23 Germain St, Worcester, MA, 01602

8beds
4baths
5,560sqft
$975,000
$175price/sqft
$7,519/moest. monthly cost
$300,760/yrincome needed

About This Home

Largest living area on market! Come see the Thomas Brown House in the desirable Hammond Heights section of Worcester's premier westside. Old world elegance meets modern updates in this gorgeous colonial revival. You will love the spacious 5,500+ sq ft layout with wonderful architectural details like the luxurious crown mouldings, raised paneled walls, beautiful beamed ceilings, pocket doors, arched doorways, gorgeous fireplaces, built-ins, stained glass, decorative windows, wainscoting, ceramic tile, hardwood floors, ample storage throughout, and more. Must see property with too many rooms and attributes to list! This magnificent home in excellent condition boasts 17 rooms, 8 bedrooms, and 4 full baths. Used as a single family, its two separate kitchens, living spaces, laundry rooms, and utilities also allow for legal use as a two family. Two car detached garage with garden shed in back. Plus lots of natural vegetation on this easy maintenance lot in the perfect location. Welcome home!

Getting Around

73
WalkingVery Walkable
31
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
Midland Street SchoolGrades K-60.4 mi
4/10
4/10

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Concrete Perimeter,Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Colonial Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Electric Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Dryer Hookup - Electric,Washer Hookup,Second Floor,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Bulkhead,Sump Pump,Concrete

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: First
  • Area: 156

Bedroom3

  • Features: Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 266

Bedroom4

  • Features: Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 156

Bedroom5

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Third
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Wainscoting, Lighting - Overhead, Crown Molding, Decorative Molding, Pocket Door
  • Level: First
  • Area: 252

Family Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Crown Molding
  • Level: First
  • Area: 255

Features

  • Bathroom - Full,Bathroom - With Shower Stall,Ceiling Fan(s),Closet,Dining Area,Pantry,Countertops - Upgraded,High Speed Internet Hookup,Beamed Ceilings,Vestibule,Decorative Molding,Window Seat,Bathroom,Exercise Room,Bedroom,Kitchen,Inlaw Apt.,Entry Hall,Internet Available - Unknown
  • Door features: Pocket Door
  • Window features: Bay/Bow/Box,Storm Window(s)
  • Flooring: Tile,Vinyl,Hardwood,Flooring - Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 5
  • Fireplace features: Dining Room,Living Room,Master Bedroom,Bedroom
  • Fireplace: Yes
  • Finished area above ground: 5,560

Heating & Cooling

  • Heating features: Electric Baseboard,Steam,Natural Gas,Pellet Stove
  • Cooling features: None

Interior Area

  • Total structure area: 5,560
  • Total interior livable area: 5,560 sqft

Kitchen

  • Features: Ceiling Fan(s), Window(s) - Stained Glass, Countertops - Upgraded, Breakfast Bar / Nook, High Speed Internet Hookup, Stainless Steel Appliances, Lighting - Pendant
  • Level: First
  • Area: 210

Living Room

  • Features: Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Decorative Molding, Pocket Door
  • Level: First
  • Area: 255

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Decorative Molding
  • Level: Second
  • Area: 255

Property

Details

  • Parcel number: M:11 B:009 L:00009,4542797
  • Zoning: RL-7
  • Foundation area: 1806

Features

  • Exterior features: Garden
  • Waterfront features: Lake/Pond,Beach Ownership(Public)
  • Frontage length: 75.00

Lot

  • Lot size: 8,787 sqft
  • Features: Level

Parking

  • Total spaces: 7
  • Parking features: Detached,Storage,Workshop in Garage,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$435$5,220
Property Taxes $1,058$12,696
Electricity $1,096$13,156
Total$7,519$90,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,794/yr
40% on housing$225,570/yr
45% on housing$200,506/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 01602$244
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01602$279
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$975,000
2004-05-03Sold$385,000

For Sale by Agent

AgentSandra J. Edwards
BrokerageEdwards Real Estate

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