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4800 Coyle Rd APT 201, Owings Mills, MD, 21117

1beds
1baths
1,370sqft
$225,000
$164price/sqft
$1,788/moest. monthly cost
$71,520/yrincome needed

About This Home

Step inside this luxurious 1 bedroom, 1 bath condo, plus den and balcony at The Condominiums at the Ridge. The building is secured with an outside access box for you to let your friends and family in to visit. It also has 2 elevators and one assigned, covered parking garage space (# 7), which conveys with the condo, plus a large front building parking lot. Walk through the building’s classy lobby, then turn left to arrive at your new home sweet home. Entry level condo has 1370 sq ft, open concept floor plan with bright and airy rooms. Get creative with the den, as it can be used in so many ways, such as a guest or reading room, office, gym or one big walk-in closet. The large bedroom has a great size walk-in closet, along with a primary bathroom that has a double sink, soaking tub and shower stall. Walk through this condo on its new hardwood flooring and step outside onto the balcony for a refreshing and calm evening. You’re also just minutes away to restaurants, shopping, movies, Wegmans, Costco and Lowes, plus so close to I795 and I695. During the summer months consider soaking in the sun, or swimming at the Owings Mills New Town swimming pool, located at the rear of New Town Village Center. Home improvements made: 2026 new water heater, 2026 new dishwasher, 2026 HVAC was inspected, 2024 new hardwood flooring in foyer, kitchen and family rooms, 2024 new balcony storm door, 2020 new crown molding in living and dining rooms, 2019 HVAC system was replaced.

Getting Around

51
WalkingSomewhat Walkable
33
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
New Town High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Construction materials: Brick,Brick Front,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Exhaust Fan,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Laundry Room,In Unit

Bathroom1

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 64
  • Dimensions: 8 X 8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Family Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 240
  • Dimensions: 12 X 20

Features

  • Soaking Tub,Bathroom - Stall Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Crown Molding,Dining Area,Elevator,Family Room Off Kitchen,Flat,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Recessed Lighting,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet,Wood
  • Finished area above ground: 1,370
  • Common walls with other units/homes: 1 Common Wall

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 49
  • Dimensions: 7 X 7

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 126
  • Dimensions: 9 X 14

Laundry

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 54
  • Dimensions: 6 X 9

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 182
  • Dimensions: 14 X 13

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Accessible Doors

Details

  • Parcel number: 04022400008838
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL-CONDOMINIUM
  • Special condition: Standard
  • Other equipment: Intercom
  • Exclusions: Dining Room Wooden Trunk

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Sidewalks,Lighting,Flood Lights,Street Lights,Balcony

Parking

  • Total spaces: 1
  • Parking features: Covered,Garage Faces Side,Inside Entrance,Assigned,Unassigned,Parking Lot,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$71$852
Property Taxes $299$3,588
Electricity $281$3,374
Total$1,788$21,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,302/yr
40% on housing$53,640/yr
45% on housing$47,680/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$204
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$225,000
2026-07-16Pending sale$225,000
2026-06-12Listed for sale$225,000
2020-01-03Sold$179,900
2019-11-10Pending sale$174,900
2019-10-24Listed for sale$174,900
2005-08-30Sold$254,984

For Sale by Agent

AgentLISA GOLDMAN
BrokerageCummings & Co. Realtors

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