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19461 Rawlins Cir NW, Elk River, MN, 55330

3beds
3baths
2,122sqft
$494,500
$233price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Welcome to this beautifully updated home nestled in Windsor Oak Neighborhood! This stunning property offers the perfect blend of modern upgrades and comfortable living. Step inside to discover a bright, open floor plan featuring all new wood flooring and a brand new custom kitchen complete with quartz countertops, stylish cabinetry, and high-end finishes-perfect for both everyday living and entertaining. The main level offers three spacious bedrooms, including a large primary suite with tray-vault ceilings a walk-in closet and an impressive primary bath with in floor heat and a large walk in shower. With three bathrooms throughout the home, convenience and functionality are top of mind. The sunroom provides a relaxing space filled with natural light, ideal for enjoying Minnesota's changing seasons year-round. Additional highlights include a newer roof, brand new concrete driveway and sidewalk, in-ground sprinkler system, and beautifully designed boulder rock landscaping that enhances the home's curb appeal. The unfinished basement offers endless potential for future expansion-whether you're looking to add livining space, a home gym, or additional bedrooms. This move-in ready home truly has it all-modern updates, thoughtful design, and room to grow. Don't miss your opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,122

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,122 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Sun Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 75007070230
  • Zoning description: Residential-Single Family
  • Foundation area: 2005

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,500$30,000
Home Insurance *$263$3,156
Property Taxes $517$6,204
Electricity $178$2,147
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$178
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$545,000
2026-05-07Listed for sale$574,900
2010-04-28Sold$253,750
2010-03-20Listed for sale$250,000

For Sale by Agent

AgentTina M. Dehn
BrokerageKeller Williams Integrity NW

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