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3428 Ray Owens Road, Appling, GA, 30802

3beds
2baths
2,050sqft
$459,900
$224price/sqft
$3,039/moest. monthly cost
$121,560/yrincome needed

About This Home

Completely Remodeled Brick Home on 4 Private Acres with Metal Roof & Unfinished Basement Flex Space. Welcome to this beautifully renovated brick home offering 2,050 heated and finished square feet of stylish living space, perfectly situated on 4 private acres. Enjoy peaceful mornings on the 24x10 covered front porch featuring a stunning tongue-and-groove pine ceiling, and unwind in the evenings on the 12x16 covered rear deck overlooking a large, private backyard with freshly cleared land and new grass planted. Inside, this home has been completely remodeled with knotty pine wood flooring throughout, complemented by tile bathrooms and a modern, cohesive design. The kitchen and baths feature all-new cabinetry with quartz countertops, accented by a tasteful mix of brushed gold and black lighting and plumbing fixtures. Additional highlights include a 2-car garage, durable metal roof, and an unfinished basement flex areaâ€''ideal for future expansion, storage, or a home gym. This move-in-ready home offers privacy, quality craftsmanship, and modern finishesâ€''an exceptional opportunity you don't want to miss.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Harlem Middle SchoolGrades 6-811.2 mi
6/10
Harlem High SchoolGrades 9-1212.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Concrete,Ceramic Tile,Hardwood
  • Attic: Other

Heating & Cooling

  • Heating features: Fireplace(s),Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Basement

Property

Details

  • Parcel number: 014073

Lot

  • Lot size: 4.12 Acres
  • Lot size dimensions: 4.12 acres

Parking

  • Total spaces: 2
  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$133$1,596
Property Taxes $362$4,344
Electricity $219$2,637
Total$3,039$36,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,194/yr
40% on housing$91,170/yr
45% on housing$81,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 30802$182
Columbia County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30802$224
Columbia County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$459,900
2026-05-11Listing removed$459,900
2026-04-12Price change$459,900
2026-01-13Price change$469,900
2025-12-24Listed for sale$489,900
2025-04-21Sold$150,000

For Sale by Agent

AgentCharles Marshall
BrokerageVanderMorgan Realty

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