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27486 Fern Pine Way, Murrieta, CA, 92562

5beds
3baths
3,948sqft
$979,000
$248price/sqft
$7,299/moest. monthly cost
$291,960/yrincome needed

About This Home

Welcome to this beautifully upgraded 3,948 sq. ft. home perched atop the rolling hills of Murrieta, tucked away on a quiet cul-de-sac within the prestigious 24-hour guard-gated Greer Ranch community. Freshly painted throughout and enhanced with new recessed lighting, this exceptional residence offers the perfect blend of luxury, comfort, and functionality. Featuring 5 spacious bedrooms and 3 full bathrooms, 1 half bathroom the home includes a desirable main-floor bedroom with its own private living/sitting area, plus a beautifully remodeled in-law suite, making it ideal for multi-generational living or extended guests. The open-concept floor plan offers seamless sightlines from the upgraded kitchen into the family and living rooms, creating the perfect setting for entertaining. Recent improvements include a new stove, upgraded kitchen countertops and backsplash, and a built-in surround sound system. Upstairs, you'll find the remaining bedrooms, a massive loft surrounded by windows with direct access to a private balcony, and a separate office complete with built-in cabinetry. The luxurious primary suite serves as a private retreat with its own fireplace, balcony showcasing breathtaking hillside views, powder room, oversized walk-in closet, and spa-inspired remodeled bathroom featuring a soaking jacuzzi tub. Step outside through elegant French doors into your private backyard oasis where guests can gather around the custom-built BBQ and enjoy the picturesque arbor draped with mature Wisteria vines. With no rear neighbors, you'll appreciate the added privacy and tranquil views. Additional recent upgrades include a new upstairs A/C system, new water heater, PAID-OFF SOLAR system, and two Tesla Powerwall batteries installed in the attached three-car garage, providing enhanced energy efficiency, lower utility costs, and backup power. The home also features ceramic tile flooring, custom pavers, abundant storage, and direct garage access.Residents of Greer Ranch enjoy resort-style amenities including a Jr. Olympic-sized pool, clubhouse, private parks and playgrounds, picnic areas, basketball court, and miles of scenic hiking and walking trails.

Getting Around

0
WalkingCar-Dependent
15
TransitMinimal Transit
0
BikeNot Bike Friendly

Schools

7/10
Shivela Middle SchoolGrades 6-82.9 mi
8/10
Murrieta Mesa High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Washer Hookup,Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Entrance Foyer,Jack and Jill Bath,Loft,Multiple Primary Suites,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,948 sqft

Master Bedroom

  • Features: Multiple Primary Suites

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 392200019
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: Association
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,583 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$326$3,912
Property Taxes $1,177$14,124
Electricity $846$10,159
Total$7,299$87,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,251/yr
40% on housing$218,970/yr
45% on housing$194,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 92562$335
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92562$313
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$979,000
2026-07-12Listed for sale$999,000
2020-05-08Sold$550,000
2020-04-02Pending sale$569,000
2020-03-24Price change$569,000
2020-03-05Listed for sale$595,000
2019-10-09Listing removed$565,000
2019-07-24Listed for sale$565,000
2019-07-20Pending sale$565,000
2019-06-06Price change$565,000
2019-04-08Listed for sale$595,000
2017-03-02Sold$497,500
2016-10-11Listed for sale$575,000
2009-10-08Sold$250,000
2007-08-10Sold$545,000
2005-05-27Sold$590,000

For Sale by Agent

AgentMaurice Watkins
BrokerageAllison James Estates & Homes

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