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103 Oxford Ct, Galloway, NJ, 08205

2beds
2baths
1,800sqft
$385,000
$214price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

This is a lovely 2BR/2BTH IVY on a beautiful street in Devonshire village directly across from Devon Pond, Walking and biking paths and fishing once you leave your front door! Higher ceilings, bay window build out in the living room. The kitchen has an abundance of oak cabinets and a pantry closet which overlooks the spacious family room making this a great area for entertaining your guests. There is a screened in patio that overlooks a wooded buffer lot for privacy. The primary suite is large offering an abundance of comfort and privacy. Primary bath features a walk-in shower and plenty of cabinet space for extras. There is a large walk-in closet in the primary suite. Second bedroom is also spacious with a large closet. Laundry room with washer and dryer, 2-car garage features a new motor just installed and a brand new sealed driveway. There are solar panels for cheaper than normal utility bills at cost of $57/month. *Please submit all offers as follows: Francis J. Litz.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Absegami High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Basement: Slab

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Carbon Monoxide Detector,Storage,Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Window features: Blinds,Curtains
  • Flooring: Hardwood,Slab,Tile,Vinyl,W/W Carpet
  • Attic: Storage

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 14.02

Features

  • Patio & porch: Porch Screened
  • Exterior features: Porch Screened,Sprinkler System

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 0.15

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$166$1,992
Property Taxes $596$7,152
Electricity $198$2,381
Total$2,906$34,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$379,000
2026-07-13Listed for sale$385,000
2002-10-10Sold$177,997

For Sale by Agent

AgentBonnie Gross
BrokerageSoleil Sotheby's International Realty - A

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