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2096 Betsy Ross Ct, Atwater, CA, 95301

4beds
3baths
1,890sqft
$485,000
$257price/sqft
$3,513/moest. monthly cost
$140,520/yrincome needed

About This Home

Welcome to your dream home nestled at the end of a quiet, family-friendly court in the desirable America West HOA neighborhood! This spacious 4-bedroom, 3-full-bath residence offers the ideal blend of comfort, space, and modern convenience. From the moment you step inside, you will fall in love with the airy, light-filled atmosphere created by soaring raised ceilings and fresh, modern paint throughout. The thoughtful floor plan features two separate living rooms, giving you endless versatility for formal entertaining, a media room, or a dedicated home workspace, while upstairs you'll find a convenient Jack-and-Jill bathroom perfectly connecting the secondary bedrooms. Step outside into an expansive backyard made for living and playing, complete with a large side yard for added flexibility and a spacious shed perfect for extra storage or a custom workshop. Plus, with fully owned solar, you will enjoy massive energy savings year-round. Situated right off the freeway near major shopping centers, dining, and daily essentials, this move-in-ready gem offers incredible everyday convenience in a prime court location. Don't miss your opportunity to make this impressive property your own schedule your private tour today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10
Atwater High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bathroom

  • Features: Jack and Jill Bath

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Jack and Jill Bath,Primary Suite
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,890 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 056491023000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,792 sqft
  • Features: Cul-De-Sac,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$129$1,548
Property Taxes $527$6,324
Electricity $405$4,863
Total$3,513$42,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,445/yr
40% on housing$105,390/yr
45% on housing$93,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 95301$220
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95301$265
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$485,000
2022-04-26Sold$435,000
2022-04-02Pending sale$439,999
2022-03-14Price change$439,999
2022-03-02Price change$449,999
2022-02-19Listed for sale$464,999
2008-09-26Sold$180,000
2008-01-25Sold$268,830
2004-12-30Sold$314,000

For Sale by Agent

AgentJulian Gutierrez
BrokerageLondon Properties Ltd, Atwater

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