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18218 Roy Croft Dr, Hagerstown, MD, 21740

4beds
2baths
1,620sqft
$320,000
$198price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

Rare opportunity to own a 4-bedroom, 2.5-bathroom end-unit townhouse with 2 car garage nestled in the esteemed Seneca Ridge development of Maugansville. The ground level offers a bright bedroom with new LVP floors, French doors, and sliding glass doors to the backyard, making it a great place to work from home, get a work-out, or set up a playroom. You'll also find a large coat closet, and the interior access to the attached 2-car garage has been meticulously upgraded with pristine, durable epoxy flooring. The heart of the home awaits on the second floor, where a sun-drenched, open-concept design is perfect for daily living and entertaining. The chef’s kitchen is a standout feature, with sleek Corian countertops, cabinets galore for endless storage, and a massive center island with seating. Just off the kitchen, the sophisticated dining area is set off by a beautiful bay window, which opens into a huge living room flooded with natural light and finished with gorgeous LVP flooring installed in 2023. A convenient half bath completes this dynamic main living level. Upstairs, the top floor has three additional spacious bedrooms. The primary suite has a generous bedroom, complete with a massive walk-in closet and full bath with a shower-bathtub combo. The two secondary bedrooms are sizeable, and storage will never be an issue thanks to their extra-large double-door closets. The hallway full bath, featuring a bathtub-shower combination, is steps from both bedrooms. Location is everything, and this home places you just minutes from the interstate for a stress-free morning commute, while keeping top-rated schools and premier shopping centers right around the corner. There's plenty of space to work from home with a separate office on the ground floor and living areas upstairs. You can have peace of mind from the moment you move in knowing that the seller is including a 1-year First American Home Warranty and will pay your HOA fees through the rest of 2026. Other recent upgrades include fresh paint, architectural lifetime shingle roof installed in 2025, and heat pump installed in 2024. This one won't last!

Getting Around

26
WalkingCar-Dependent
15
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

4/10
3/10
6/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Upper Level

Bedroom1

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Features

  • Attic,Ceiling Fan(s)
  • Window features: Bay/Bow,Sliding,Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,620

Half Bath

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Kitchen Island,Kitchen - Electric Cooking,Recessed Lighting,Eat-in Kitchen
  • Level: Upper

Living Room

  • Features: Flooring - Luxury Vinyl Plank,Window Treatments
  • Level: Upper

Other

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Tub Shower
  • Level: Upper

Primary Bathroom

  • Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Plank,Walk-In Closet(s),Window Treatments,Cathedral/Vaulted Ceiling
  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Flooring - Carpet,Window Treatments
  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2213033323
  • Zoning: RM
  • Special condition: Standard
  • Exclusions: Washer / Dryer

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Sidewalks,Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 2,604 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$122$1,464
Property Taxes $264$3,168
Electricity $281$3,374
Total$2,285$27,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$320,000
2022-06-15Sold$263,000
2022-05-10Contingent$269,000
2022-04-16Listed for sale$269,000
2022-04-12Contingent$269,000
2022-04-11Listed for sale$269,000
2020-01-22Listing removed--
2020-01-02Listed for sale--
2018-11-20Listing removed$108,458
2018-10-30Listed for sale--
2013-09-23Sold$137,900
2006-12-20Sold$216,620

For Sale by Agent

AgentElizabeth Williams
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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