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10596 Nez Perce Loop, Lolo, MT, 59847

4beds
3baths
2,818sqft
$1,199,000
$425price/sqft
$7,384/moest. monthly cost
$295,360/yrincome needed

About This Home

Spacious and versatile property located in the desirable Beyer Meadows just off Hwy 12. The bright main level welcomes you with a vaulted front entry and beautiful hickory hardwood floors that flow through the main floor. Just off the kitchen is a huge family room with a cozy gas fireplace and surround sound, perfect for relaxing or hosting gatherings. A formal dining room, main floor office, half bath, and utility room (with laundry chute) round out the main floor. The kitchen is well-appointed with granite countertops, cherry cabinets, stainless steel appliances, a large pantry, and a built-in china hutch complete with a bar fridge—ideal for entertaining. Upstairs you’ll find a spacious primary suite featuring walk in closet and french doors leading to the trex deck. The primary bath includes tiled floors, a jetted tub, and double sinks, creating a comfortable retreat at the end of the day. There are 2 additional bedrooms and a full bath plus a large flex space currently being used as a workout area. The unfinished basement offers excellent potential for future living space with two egress windows and plumbing already in place for an additional bathroom. Step outside and enjoy the private deck or relax in the hot tub while taking in the peaceful surroundings. The property also features an impressive shop/garage space with plenty of room for projects, storage, or hobbies. Small heated room for the dog with outside access to kennel. This home offers the perfect blend of comfort, functionality, and flexibility—ideal for everyday living!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

--
Woodman SchoolGrades PK-65.1 mi
--
Woodman 7-8Grades 7-85.1 mi
7/10
Sentinel High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace,Open Floorplan,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,818 sqft

Property

Details

  • Parcel number: 04209232303030000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Hot Tub/Spa,Kennel,Rain Gutters,Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Residential,Trees/Woods
  • Topography of land: Varied

Lot

  • Lot size: 3.83 Acres
  • Features: Landscaped,Sprinklers In Ground,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance $373$4,476
Property Taxes $756$9,072
Electricity $193$2,321
Total$7,384$88,608

Income You'd Need if You Spent...

35% on housing$253,165/yr
40% on housing$221,520/yr
45% on housing$196,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 59847$505
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59847$267
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$1,249,000
2026-03-12Listed for sale$1,289,000
2025-11-29Listing removed$1,350,000
2025-08-20Price change$1,350,000
2025-07-24Price change$1,400,000
2025-05-28Price change$1,450,000
2024-09-05Listed for sale$1,499,999

For Sale by Agent

AgentKendra Richardson
BrokerageBerkshire Hathaway HomeServices - Missoula

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