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17173 Monroe St NW, Elk River, MN, 55330

3beds
2baths
1,795sqft
$240,000
$134price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

Welcome to this end-unit townhome offering 3 bedrooms, 2 bathrooms, and a 2-car garage. The main level features an inviting living room with a cozy gas fireplace and large windows that fill the space with natural light. The kitchen is designed for everyday living with stainless steel appliances, ample cabinet storage, generous counter space for meal prep, a pantry, and a breakfast bar that's ideal for casual dining or entertaining. A convenient half bath completes the main level. Upstairs, you'll find all three bedrooms, including a spacious primary bedroom with a walk-in closet, along with a full bathroom featuring double sinks and upper-level laundry for added convenience. Step outside to enjoy the private patio, offering a great space to relax or unwind. Conveniently located with easy access to major highways, shopping, dining, parks, and trails, this home combines a functional layout with a location that simplifies everyday living.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 18x14

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,795

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 1,795 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 757191701
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 752

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 871.20 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$128$1,536
Property Taxes $259$3,108
Electricity $170$2,050
Total$1,770$21,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$180
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$240,000
2011-03-30Sold$77,000
2011-02-26Price change$93,000
2011-01-21Listed for sale$103,000

For Sale by Agent

AgentJenni M Larson
BrokerageKeller Williams Classic Rlty NW

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