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183C Terhune Ave #C, Lodi, NJ, 07644

1beds
1baths
--sqft
$229,900
--price/sqft
$1,775/moest. monthly cost
$71,000/yrincome needed

About This Home

Don't miss the most affordable property in Bergen County! Unbeatable location for effortless commuting! This first floor unit is conveniently located across the street from The Westmont Train Station, NYC express bus & The Rosie Shopping Complex. Right in the front of the pet friendly Terhune Courts Condo complex is this one bedroom unit is full of light. Offering hardwood under the bamboo laminate, marble kitchen flooring, plenty of closets and storage. HOA fee includes heat & hot water, pool, 1 deeded parking space, and convenient onsite laundry area.

Getting Around

75
WalkingVery Walkable
48
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
Hilltop Elementary SchoolGrades PK-50.4 mi
7/10
4/10
Lodi High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range/Oven-Gas
  • Laundry features: Ground Level

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Wall Unit(s)

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1131002330003000610006

Features

  • Levels: One,One Floor Unit
  • Stories: 1
  • Private pool: Yes
  • Pool features: Association

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$58$696
Property Taxes $362$4,344
Electricity $193$2,318
Total$1,775$21,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,857/yr
40% on housing$53,250/yr
45% on housing$47,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$329
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$235,000
2026-02-02Listed for sale$249,900

For Sale by Agent

AgentRenee Gialanella
BrokerageAgency On The Ave

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