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5726 Old Tisbury Ln, Santa Maria, CA, 93455

4beds
4baths
3,149sqft
$1,099,000
$349price/sqft
$7,692/moest. monthly cost
$307,680/yrincome needed

About This Home

Introducing Oak Terrace, an exceptional 4-bedroom, 4-bathroom residence offering 3,149 square feet of sophisticated living on a beautifully positioned 0.23-acre lot in the coveted Mesa Verde neighborhood. Thoughtfully designed to blend elegance with everyday comfort, this home features expansive interiors, abundant natural light, and a seamless layout ideal for both relaxed living and refined entertaining.A charming covered front porch welcomes you into a grand formal living room, where soaring ceilings, skylights, and a cozy fireplace create a warm yet dramatic first impression. The adjacent formal dining room offers effortless indoor-outdoor flow with direct side yard access--perfect for hosting gatherings both intimate and grand.At the heart of the home, the main living area invites connection and comfort, showcasing a second fireplace, custom built-in media storage, and a wall of windows that bathe the space in natural light. The open-concept design flows seamlessly into the gourmet kitchen, complete with a generous center island, breakfast bar seating, stainless steel appliances, abundant cabinetry, and a spacious walk-in pantry. Direct access to the backyard enhances the home's indoor-outdoor lifestyle.A well-appointed laundry room with additional storage and a utility sink adds everyday convenience.Upstairs, the primary suite serves as a true private retreat, featuring an expansive layout, a large walk-in closet, and a spa-inspired en-suite bath with dual vanities, a soaking tub, and a separate walk-in shower. Secondary bedrooms are equally well-designed, offering comfort, privacy, and ample natural light, with multiple en-suite configurations.A second-floor balcony provides a peaceful escape--perfect for morning coffee or evening relaxation.Step outside to your private backyard oasis, where a lush lawn, covered patio, and full fencing create an ideal setting for entertaining or unwinding in total privacy.Additional highlights include an attached garage and a generously sized lot that enhances the home's sense of space. Ideally located near scenic open spaces like Black Oak and Cobblestone, and just minutes from the shops and dining of Old Town Orcutt, with convenient access to Highway 101.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Refrigerator,Microwave,Oven/Range-Electric,Water Softener,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Breakfast Bar,Dining Area

Features

  • Pantry
  • Window features: Skylight(s),Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,149
  • Total interior livable area: 3,149 sqft

Property

Details

  • Parcel number: 101370038
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Patio Covered,Deck,Patio
  • Fencing: Fenced Yard,Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,018 sqft
  • Features: Cul-De-Sac,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$195$2,340
Property Taxes $1,265$15,180
Electricity $675$8,103
Total$7,692$92,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$263,725/yr
40% on housing$230,760/yr
45% on housing$205,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$336
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$1,175,000
2025-03-11Pending sale$1,050,000
2025-02-18Listed for sale$1,050,000
2020-05-22Listing removed$789,900
2020-05-20Listed for sale$789,900
2015-10-16Sold$599,000
2009-06-12Sold$525,000

For Sale by Agent

AgentJohn Persse
BrokerageInvest SLO

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