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13944 Seneca Ridge Dr, Hagerstown, MD, 21740

5beds
4baths
3,602sqft
$599,900
$167price/sqft
$4,311/moest. monthly cost
$172,440/yrincome needed

About This Home

PRICE REDUCED on this stunning, hard to find five-bedroom, three & 1/2 bath huge brick-front home finished on all three levels is sure to impress! Pride of ownership abounds in this home! Located in desirable Seneca Ridge in Hagerstown's north end, this home is big enough to accommodate your large or multi-generational family with plenty of room for privacy. The large, open, two-story entry way leads to a spacious eat-in kitchen with attached family room featuring a cozy gas fireplace. Beyond the well-appointed kitchen you'll find the formal dining room and large living room with a beautiful bay window. There is also a 1/2 bath on this main level. The kitchen patio door leads to a large, fenced-in backyard with a generous-sized deck and a large storage shed. Upstairs is the master bedroom with walk-in closet and a large, master bathroom, 3 additional big bedrooms, and a full bathroom. The finished lower level is finished and ready for whatever your family needs. Could be a huge game room, gym, additional living space.....whatever you need! Featuring a 5th bedroom, full bath and exterior private access, this space had plenty of possibilities and potential. The economical solar panels help to keep those energy bills in check! Plus, no city taxes and quick and easy access to I-81 and the Hagerstown Regional Airport less than 3 miles away! Don't miss your chance to see this fabulous home before it's gone. Call today to schedule your private tour. 24 -hour notice to show please.

Getting Around

15
WalkingCar-Dependent
14
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

4/10
3/10
6/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2014

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Block,Brick,Vinyl Siding

Other

  • Builder model: Nottingham II
  • Builder name: Dan Ryan Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Microwave,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Has Laundry,Dryer In Unit,Washer In Unit,Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s),Lighting - Ceiling
  • Level: Upper
  • Area: 180
  • Dimensions: 15 X 12

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s),Lighting - Ceiling
  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Bedroom4

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Upper
  • Area: 120
  • Dimensions: 12 X 10

Bedroom5

  • Features: Flooring - Carpet,Lighting - Ceiling,Recessed Lighting,Built-in Features
  • Level: Lower
  • Area: 168
  • Dimensions: 14 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Basement - Finished,Lighting - Ceiling,Recessed Lighting
  • Level: Lower
  • Area: 360
  • Dimensions: 30 X 12

Dining Room

  • Features: Chair Rail,Crown Molding,Flooring - Carpet,Formal Dining Room,Lighting - Pendants,Window Treatments
  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Family Room

  • Features: Ceiling Fan(s),Crown Molding,Flooring - Carpet,Fireplace - Gas,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 280
  • Dimensions: 20 X 14

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Crown Molding,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,081
  • Finished area above ground: 2,521

Foyer

  • Features: Flooring - HardWood,Crown Molding,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Half Bath

  • Features: Flooring - HardWood,Lighting - Wall sconces
  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,782
  • Total interior livable area: 3,602 sqft

Kitchen

  • Features: Kitchen Island,Breakfast Bar,Ceiling Fan(s),Flooring - HardWood,Granite Counters,Eat-in Kitchen,Kitchen - Electric Cooking,Recessed Lighting,Window Treatments
  • Level: Main
  • Area: 270
  • Dimensions: 18 X 15

Laundry

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Upper
  • Area: 36
  • Dimensions: 6 X 6

Living Room

  • Features: Flooring - Carpet,Crown Molding,Window Treatments
  • Level: Main
  • Area: 403
  • Dimensions: 31 X 13

Other

  • Features: Flooring - Luxury Vinyl Tile,Bathroom - Tub Shower
  • Level: Upper
  • Area: 72
  • Dimensions: 12 X 6

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower,Double Sink,Lighting - Ceiling,Recessed Lighting
  • Level: Lower
  • Area: 48
  • Dimensions: 8 X 6

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Double Sink,Flooring - Ceramic Tile
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Fireplace - Electric,Flooring - Carpet,Primary Bedroom - Dressing Area,Primary Bedroom - Sitting Area,Walk-In Closet(s),Window Treatments
  • Level: Upper
  • Area: 224
  • Dimensions: 16 X 14

Storage Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 260
  • Dimensions: 20 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2213032181
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 4
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$228$2,736
Property Taxes $592$7,104
Electricity $458$5,507
Total$4,311$51,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,805/yr
40% on housing$129,330/yr
45% on housing$114,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$599,900
2026-02-17Listed for sale$635,000
2024-07-03Sold$505,000
2024-05-25Contingent$515,000
2024-05-21Price change$515,000
2024-05-01Listed for sale$525,000
2020-01-22Sold$310,000
2019-10-07Pending sale$319,900
2019-10-05Price change$319,900
2019-09-25Price change$324,900
2019-08-28Price change$329,990
2019-07-10Price change$339,990
2019-07-06Pending sale$349,990
2019-04-14Listed for sale$349,990
2014-03-27Sold$308,651

For Sale by Agent

AgentEd Baldyga
BrokerageReal Estate Innovations

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