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2240 Golden Oak Ln Spc 98, Merced, CA, 95341

2beds
2baths
720sqft
$75,000
$104price/sqft
$836/moest. monthly cost
$33,440/yrincome needed

About This Home

Beautifully upgraded manufactured home offering refined finishes and effortless living in the city of Merced. This move-in-ready residence features elegant granite countertops, a sleek stainless-steel kitchen complete with a modern stainless steel sink, stylish laminate flooring, plush carpet throughout, and new windows, creating a warm and sophisticated living environment. The interior has been thoughtfully refreshed with pristine paint, modern ceiling fans, and contemporary light fixtures, offering a clean and polished aesthetic. The well-designed floor plan includes one full bath and one half bath for added convenience. Enjoy a true turnkey experience with a gas stove, refrigerator, and washer and dryer all included, as well as a recently replaced new HVAC. Additional highlights include a 10x10 storage shed and access to resort-style community amenities, featuring a clubhouse, relaxing hot tub, and sparkling pool.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Volta Elementary SchoolGrades K-61.6 mi
2/10
Creekside Junior HighGrades 7-83.1 mi
4/10
Los Banos High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide,Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 910000552000
  • Special condition: Standard

Lot

  • Features: Manual Sprinkler F&R,Front Yard,Landscape Front

Parking

  • Parking features: Covered,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$18$216
Property Taxes $41$492
Electricity $398$4,786
Total$836$10,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,662/yr
40% on housing$25,080/yr
45% on housing$22,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$203
Merced County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$75,000
2026-06-19Price change$80,000
2026-04-20Price change$85,000
2026-02-03Listed for sale$90,000
2025-06-03Sold$37,000
2025-05-17Pending sale$38,500
2025-04-09Price change$38,500
2025-03-19Price change$45,500
2025-03-06Price change$48,500
2025-01-06Price change$52,000
2024-12-16Listed for sale$55,000

For Sale by Agent

AgentCassandra Williams
BrokerageEXIT Realty Consultants

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