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21 N New Hampshire Ave, Atlantic City, NJ, 08401

3beds
3baths
1,662sqft
$434,900
$262price/sqft
$3,542/moest. monthly cost
$141,680/yrincome needed

About This Home

Come tour this inviting 3-bedroom, 2.5-bath single-family home in the beautiful Gardners Basin neighborhood of Atlantic City. Upon arrival, you’llappreciate the charming front porch—perfect for morning coffee or a relaxed breakfast. Inside, the home offers a desirable open floor plan with aspacious family room filled with natural light. The formal living room offers flexibility and can easily serve as a first-floor bedroom or home office. The large, modern eat-in kitchen and dining area feature abundant cabinetry, excellent storage, and plenty of windows, creating a brightand functional space for everyday living and entertaining. Bedrooms are nicely sized, and the primary suite includes a full en-suite bath and a walk-in closet. Outside, enjoy a cozy yard with ample space for grilling and outdoor gatherings, plus a detached two-car garage offeringgenerous parking and storage. Ideally located just one block from the beach and boardwalk, this home delivers comfort, flexibility, and anexceptional coastal lifestyle in historic Gardners Basin.

Getting Around

78
WalkingVery Walkable
41
TransitSome Transit
58
BikeBikeable

Schools

3/10
Pennsylvania Ave SchoolGrades PK-80.7 mi
1/10
Atlantic City High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,662

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,662
  • Total interior livable area: 1,662 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020008500001 08
  • Attached to another structure: Yes
  • Zoning: NEIR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: Ocean

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 30 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$476$5,712
Property Taxes $674$8,088
Electricity $193$2,318
Total$3,542$42,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,440/yr
40% on housing$106,260/yr
45% on housing$94,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$172
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$479,000
2020-05-08Sold$215,000
2020-03-16Listed for sale$229,900
2016-08-20Listing removed$249,900
2016-04-27Price change$249,900
2016-04-14Price change$239,900
2016-03-21Listed for sale$249,900
2003-08-29Sold$169,800

For Sale by Agent

AgentTracey Newmones
BrokerageEXP Realty, LLC

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