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1 Dock St Unit 402, Crisfield, MD, 21817

3beds
3baths
1,753sqft
$499,000
$285price/sqft
$3,391/moest. monthly cost
$135,640/yrincome needed

About This Home

Rare waterfront penthouse living at Captains Quarters in Crisfield, Maryland. This 4th-floor, 3-bedroom, 3-bath condominium offers approximately 1,753 square feet of one-level living, elevator access, and a premier marina-front setting. The larger floor plan and three full baths provide comfort and flexibility for full-time living, a second home, or hosting family and guests, creating value rarely found in smaller waterfront condos. Expansive outdoor living areas include multiple balconies, wraparound deck space, and a rooftop patio with panoramic views of Tangier Sound, Somers Cove Marina, Daugherty Creek, the harbor, and the surrounding waterfront. From sunrise over Somers Cove to sunset over Tangier Sound, this property delivers more than a view — it offers a daily waterfront experience. Inside, the open living and dining area features cathedral ceilings, Brazilian cherry hardwood flooring, crown molding, a gas fireplace, and direct balcony access. The distinctive two-story turret adds architectural character and natural light, making the dining area a true focal point. The kitchen includes granite countertops, breakfast bar seating, recessed lighting, double sink, wall oven, convection oven, oversized refrigerator, dishwasher, disposal, microwave, stove, and trash compactor. The primary suite offers balcony access, water views, cathedral ceiling, hardwood flooring, attached bath, and large dual closets. Additional bedrooms are generously sized, with one offering attached bath access and balcony access, giving guests privacy and comfort. Interior features also include a slate foyer, built-ins, upgraded countertops, ceiling fans, recessed lighting, window treatments, sound system, and in-unit washer and dryer. Community amenities include common grounds, elevator, extra storage, pier/dock access, reserved parking, and assigned parking. The condo fee includes common area maintenance, exterior building maintenance, insurance, lawn maintenance, sewer, trash, and water. A new roof was installed in October 2025, and condo assessment fees have been paid. Located near Somers Cove Marina, public boat launch access, fishing, kayaking, local dining, ferry activity, Janes Island State Park, the Tawes Museum, and Crisfield’s waterfront district, Unit 402 offers space, views, lifestyle, and long-term coastal appeal. This is not simply another condo — it is a rare marina-front penthouse opportunity on Maryland’s Lower Eastern Shore. Schedule your private tour and experience the view for yourself.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2004

Materials

  • Construction materials: Masonry,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Ice Maker,Double Oven,Self Cleaning Oven,Oven,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Has Laundry,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Combination Dining/Living,Flat
  • Door features: Sliding Glass
  • Number of fireplaces: 1
  • Fireplace features: Corner,Glass Doors,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,753

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,753
  • Total interior livable area: 1,753 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2007137737
  • Attached to another structure: Yes
  • Zoning: I-1
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Terrace
  • Exterior features: Balcony
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay,Harbor,Marina,Panoramic,Water
  • Has water view: Yes
  • Water view: Bay,Harbor,Marina,Water
  • Waterfront features: Bayfront,Bay
  • Waterbody name: Tangier Sound, Annemessex River

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$125$1,500
Property Taxes $462$5,544
Electricity $281$3,374
Total$3,391$40,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,262/yr
40% on housing$101,730/yr
45% on housing$90,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 21817$108
Somerset County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21817
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$499,000
2025-12-01Listing removed$760,000
2025-05-07Price change$760,000
2024-05-22Listed for sale$775,000
2010-08-04Sold$254,185
2005-02-25Sold$465,700

For Sale by Agent

AgentBob Heim
BrokerageERA Martin Associates

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