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1108 Hoffmaster Rd, Knoxville, MD, 21758

5beds
3baths
3,333sqft
$649,900
$195price/sqft
$4,514/moest. monthly cost
$180,560/yrincome needed

About This Home

Are you lucky enough to live where other people can only vacation? This incredible custom home is just a mile from the Potomac River, and about the same distance to a boat ramp on the Potomac and the Tow Path! If you love, hiking, you'll be just a short distance to Maryland Heights which has gorgeous views of Harpers Ferry. This is a one owner home that has been lovingly cared for and shared great memories. A master wood worker, the owner has added custom wood features throughout the home. Hand crafted kitchen cabinets, shelves, window boxes, light fixtures and shelving make this home truly special and unique. There's even a banister made to slide down! But please don't try it on your tour! This home offers 3 bedrooms on the entry level and one incredible primary suite up a half flight of stairs. There's another private bedroom in the lower level. Each of the three levels has a full bath. There is an enormous family room with vaulted ceiling and wood burning fireplace, dining room and kitchen as well as a two-car garage! The primary suite also has a private balcony. Outside, you'll find 11 private acres! No HOA!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Boonsboro Middle SchoolGrades 6-812.4 mi
8/10
Boonsboro High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,333 sqft

Property

Details

  • Parcel number: 11003346

Lot

  • Lot size: 11 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$317$3,804
Property Taxes $487$5,844
Electricity $424$5,095
Total$4,514$54,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,765/yr
40% on housing$135,420/yr
45% on housing$120,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 21758$189
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21758$236
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentDebbie Hugo
BrokerageSamson Properties

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