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12 Rolling Ridge Rd, Montvale, NJ, 07645

1beds
1baths
--sqft
$305,000
--price/sqft
$2,267/moest. monthly cost
$90,680/yrincome needed

About This Home

Charming Second-Floor 1-BR Condo in Desirable Montvale Welcome to this bright, well-maintained second-floor unit in a highly sought-after Montvale community. Combining comfort and convenience, this inviting home features beautiful hardwood floors and an abundance of storage, including several oversized closets throughout. Property Highlights: Kitchen: Equipped with a newer stainless-steel refrigerator and stove, plus ample cabinet space. Parking: Two assigned parking spaces conveniently located just outside the unit. Laundry: Laundry room located right within the building. Utilities: Heat and water are included! (Tenant/Owner only pays electricity). Location & Lifestyle: Ideally located in the heart of Montvale, you are just minutes away from a wide variety of shopping, premier restaurants, local takeout options, and fitness centers. Don't miss this wonderful rental opportunity in a fantastic Bergen County location. HURRY — this one won't last!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
Fieldstone Middle SchoolGrades 5-81.2 mi
7/10
Pascack Hills High SchoolGrades 9-121.2 mi
7/10

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Storage Space,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 360290400000000137C012B

Features

  • Waterfront features: None

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$52$624
Property Taxes $480$5,760
Electricity $193$2,318
Total$2,267$27,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,725/yr
40% on housing$68,010/yr
45% on housing$60,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07645$587
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07645$426
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$305,000
2022-02-15Sold$240,000
2010-05-20Sold$210,000

For Sale by Agent

AgentRamona Ricciardi
BrokerageRicciardi & Ricciardi

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