692 Marina Cottage Dr, Memphis, TN, 38103
About This Home
Come home to Harbor Town and enjoy serene views of the Wolf River Harbor from both your living room and the spacious primary suite, each with its own screened porch for year-round relaxation. This beautifully updated townhome shines with fresh paint throughout, brand-new wood flooring downstairs, and new carpet upstairs. Sunlight fills the inviting interior, highlighting features like black granite countertops, stainless steel appliances, maple cabinetry, and a cozy fireplace with gas logs. The thoughtful floorplan includes a sunken living room with 12' ceilings, 10' ceilings elsewhere downstairs, and 9' ceilings upstairs, where you’ll find both bedrooms plus a bonus living area. Generous walk-in closets complete the primary and guest suites, making this home as functional as it is charming.
Getting Around
Somewhat Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Composition Shingles
- Construction materials: Wood/Composition
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Disposal,Dryer,Gas Cooktop,Microwave,Range/Oven,Refrigerator,Washer
- Laundry features: Laundry Room,Laundry Closet
Basement
- Basement: Crawl Space
Bedroom2
- Features: Carpet,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: Second
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Area: 156
Dining Room
- Area: 168
Features
- All Bedrooms Up,Double Vanity Bath,Half Bath Down,Jacuzzi,Primary Up,High Ceilings,Smooth Ceiling,Walk-In Closet(s),1/2 Bath,Dining Room,Kitchen,Living Room,2 or More Baths,2nd Bedroom,Bonus Room,Office,Primary Bedroom,Storage,Square Feet Source: Appraisal
- Window features: Aluminum Frames,Double Pane Windows,Window Treatments
- Flooring: Part Carpet,Part Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Factory Built,Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,917 sqft
Kitchen
- Features: Breakfast Bar,Pantry,Washer/Dryer Connections
- Area: 143
Living Room
- Features: LR/DR Combination
- Area: 252
Master Bathroom
- Features: Double Vanity,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath
Master Bedroom
- Features: Carpet,Smooth Ceiling,Walk-In Closet(s)
- Level: Second
- Area: 224
Office
- Features: Carpet,Smooth Ceiling
- Level: Second
- Area: 64
Property
Details
- Parcel number: 001001 00085
- Attached to another structure: Yes
Features
- Stories: 2
- Pool features: None
- Patio & porch: Screen Porch
- Exterior features: On-Site Storage
- Has spa: Yes
- Spa features: Whirlpool(s),Bath
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 2,613 sqft
- Features: Professionally Landscaped
- Lot size dimensions: 21.71 x 18.85 IRR
Parking
- Total spaces: 1
- Parking features: Assigned,Guest,Driveway/Pad,Garage Faces Front,Storage
- Has garage: Yes
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance | $301 | $3,612 |
| Property Taxes | $343 | $4,116 |
| Electricity | $175 | $2,103 |
| Total | $2,967 | $35,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $424,900 |
| 2026-06-27 | Listed for sale | $424,900 |
| 2016-07-11 | Sold | $313,000 |
| 2016-04-04 | Listed for sale | $327,500 |
| 2013-02-19 | Listing removed | $2,200 |
| 2013-01-04 | Listed for rent | $2,200 |
| 2011-08-18 | Listing removed | $335,000 |
| 2011-04-16 | Listed for sale | $335,000 |
| 2004-05-17 | Sold | $307,000 |
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