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21321 Leiter St, Hagerstown, MD, 21742

4beds
2baths
1,900sqft
$259,900
$137price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Welcome Home to This Charming Circa-1883 Farmhouse in the Highly Desired Smithsburg School District! Nestled on over a 1/3 of an acre lot in a peaceful setting just outside Smithsburg yet conveniently located in Leitersburg. This beautifully updated farmhouse offers the perfect blend of timeless character and modern comfort. With almost 1,900 finished square feet, this spacious home is filled with warmth, charm, and thoughtful updates throughout. The inviting main level features an open kitchen that flows seamlessly into the dining room and living area—ideal for both everyday living and entertaining. A versatile den (or potential main-level bedroom) includes a full bath, providing flexible living options. A convenient mudroom and laundry area add to the home's functionality. Upstairs, you’ll find four generously sized 4 bedrooms and a full bath featuring a double vanity. Fresh paint throughout enhances the bright, welcoming feel of the home. Cozy up in the living room by the wood stove on cooler evenings or step outside to enjoy the large patios—perfect for grilling and relaxing. The spacious backyard offers plenty of room to play and unwind, complete with 2 sheds and a woodshed, a charming playhouse, partially fenced, and ample parking. The roof will also be sealed and painted before settlement. There is a huge attic for storage. Located just minutes from shopping, dining, golf courses, fishing spots, and major commuter routes including I-70 and I-81, this home truly has it all—country charm with everyday convenience. “Cistern water supply currently in use. Variance and permitting process for potential well installation are underway; buyer to verify all approvals and costs.” Don’t miss your opportunity to own this unique and character-filled farmhouse!

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
10/10
Smithsburg Middle SchoolGrades 6-83.3 mi
8/10
Smithsburg High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1883

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding,Metal Siding,Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Dry Wall
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Baseboard,Wood Stove,Forced Air,Oil,Wood,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Upper

Utility Room

  • Features: Flooring - Dirt,Flooring - Concrete
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2209000879
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Roof
  • Fencing: Partial

Lot

  • Lot size: 0.35 Acres
  • Features: Rear Yard,Rural

Parking

  • Total spaces: 6
  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$102$1,224
Property Taxes $239$2,868
Electricity $281$3,374
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$159
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$259,900
2026-06-09Listed for sale$269,900
2003-09-25Sold$88,000

For Sale by Agent

AgentTammy Barnes
BrokerageLong & Foster Real Estate, Inc.

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