4316 Black Rock Rd, Hampstead, MD, 21074
About This Home
OPEN HOUSE SATURDAY 8/1 FROM 11 AM TO 12:30PM: This charming 5 bed 2.5 bath ranch-style home offers a standout feature with a separate living area, formerly used as a hair salon, complete with its own private entrance & separate electric meter. This versatile space offers endless possibilities - it could easily serve as an in-law suite, guest quarters, home office, rental unit, studio, or small business space (buyer to verify local zoning & permitted uses) Enter into a spacious family room, kitchen with large island with granite countertops, living room offers a wood burning fireplace, office/den, and sunroom facing the back yard with gorgeous views of farmland and Leister Park. 4 bedrooms, primary suite with built ins and full bathroom, separate full hall bath. The separate living space has a half bath with plenty of space to make a separate bedroom/living rm or whatever your needs are! Lower level has a second wood burning fireplace in the rec room. Separate utility room. Laundry on main level. Generator. Detached two car garage and two large storage sheds, with a paved wrap around driveway for plenty of parking and convenience. Whether you're looking for a home with multi-generational living potential, income-producing possibilities, or extra space for your hobbies or business, this property offers flexibility and value that are hard to find. Convenient location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Foundation: Block
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Cooktop,Dishwasher,Exhaust Fan,Disposal,Microwave,Refrigerator,Oven,Water Heater
Basement
- Area: 1932
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Improved,Side Entrance,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 5
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 2,752
Heating & Cooling
- Heating features: Baseboard,Electric,Oil
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,684
- Total interior livable area: 3,152 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0708018618
- Zoning: R-100
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.34 Acres
Parking
- Total spaces: 2
- Parking features: Storage,Garage Faces Front,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $420 | $5,040 |
| Electricity | $401 | $4,819 |
| Total | $3,379 | $40,548 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $475,000 |
For Sale by Agent
View on Zillow