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32 Prince Road, Rocky Point, NY, 11778

5beds
4baths
2,957sqft
$730,000
$247price/sqft
$5,482/moest. monthly cost
$219,280/yrincome needed

About This Home

Elegant and expansive 5-bedroom, 3.5-bath residence offering nearly 3,000 sq ft of refined living space, with over 4,000 sq ft including a full basement with 8 ft ceilings. Tucked away on a quiet dead-end street, this just shy of 1-acre fully fenced property offers exceptional privacy and tranquility. Ideally located near the North Shore’s most desirable destinations including Cedar Beach which offers in season--live bands, restaurants, shops, bar & grill, and breathtaking sunsets. Local to West Meadow Beach, and Port Jefferson Village, as well as Smith Haven Mall and Tanger Outlets Riverhead. Enjoy convenient access to the North Fork wineries, the Hamptons, and the scenic North Shore Rail Trail—a beautifully paved ~10-mile path ideal for biking, running, and walking. Designed for versatility, the home features a separate in-law suite with exceptional income potential (with proper permits). Additional highlights include oil heat, propane for cooking, and a precast cesspool located in the front of the home. A rare offering combining space, privacy, and premier location.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
8/10
Rocky Point High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Gas Cooktop,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Eat-in Kitchen,Entrance Foyer,Formal Dining,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,292
  • Total interior livable area: 2,957 sqft

Property

Details

  • Parcel number: 0200077000500030017
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch
  • Has spa: Yes
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.93 Acres
  • Features: Cul-De-Sac,Near School,Near Shops

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$318$3,816
Property Taxes $985$11,820
Electricity $488$5,864
Total$5,482$65,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,954/yr
40% on housing$164,460/yr
45% on housing$146,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 11778$306
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11778$372
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$849,000

For Sale by Agent

AgentDeborah L. Martinez
BrokerageAmericana Realty Group LLC

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