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14637 Bain Rd, Hancock, MD, 21750

3beds
2baths
2,352sqft
$649,950
$276price/sqft
$4,463/moest. monthly cost
$178,520/yrincome needed

About This Home

WOW! Charming 3BR/2BA 7.49 acre farmette in a peaceful rural setting with full mountain views and easy access to I-70. The home features an oversized kitchen, cathedral ceilings, wood floors, walls, and ceilings for a warm, rustic feel. The spacious main level includes a dining room, laundry room, and primary suite with a walk-in closet and full bath featuring jetted tub, separate shower, and double vanity. Upstairs offers two additional nice sized bedrooms, a full bath, and a bonus office area. The walk-out basement includes a 2-car garage and large storage space. Outbuildings include a 30x50 shop/garage , an insulated kennel with electric and water (Garage and Kennel metered separately from house), run-in shed, and multiple fenced pastures. Ideal setup for animals or small farm operation. Recent Updates: Roof, siding, and windows (≈8 years), HVAC (≈2 years), blacktop driveway (≈3 years), fencing (≈3 years). This is a move-in-ready property with the perfect mix of privacy, functionality, and accessibility!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Hancock Elementary SchoolGrades PK-55.0 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Loft
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 315
  • Dimensions: 21 X 15

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Features

  • Kitchen - Table Space
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,352

Foyer

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 24
  • Dimensions: 8 X 3

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 3,920
  • Total interior livable area: 2,352 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Features: Flooring - HardWood,Fireplace - Wood Burning
  • Level: Main
  • Area: 504
  • Dimensions: 24 X 21

Loft

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 216
  • Dimensions: 12 X 18

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 228
  • Dimensions: 12 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2205022746
  • Zoning: EC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Satellite Dish
  • Fencing: Board
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$306$3,672
Property Taxes $572$6,864
Electricity $299$3,595
Total$4,463$53,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,017/yr
40% on housing$133,890/yr
45% on housing$119,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 21750$193
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21750$195
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$699,750
2026-04-14Price change$725,000
2026-04-01Price change$749,000
2026-03-03Price change$760,000
2025-11-01Listed for sale$775,000
2016-02-02Sold$220,000
2015-12-28Listed for sale$229,000
2015-11-22Listing removed$229,000
2015-10-26Listed for sale$229,000

For Sale by Agent

AgentDean Martin
BrokerageLong & Foster Real Estate, Inc.

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