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10460 Oak Canyon Dr, Penn Valley, CA, 95946

4beds
3baths
2,514sqft
$789,000
$314price/sqft
$5,767/moest. monthly cost
$230,680/yrincome needed

About This Home

Enjoy peaceful country living in this beautifully maintained single-story farmhouse on 4.4 usable, low-maintenance acres with breathtaking panoramic western views. A charming wraparound porch welcomes you into approximately 2,500 sq. ft. of inviting living space featuring formal living and dining rooms, a bright dining area with picture windows, and an updated kitchen with granite countertops, stainless steel appliances, and an ideal layout for entertaining. The home offers 3 spacious bedrooms, including a private primary suite with stunning views and a spa-like bath with a soaking tub. Additional highlights include an oversized finished 3-car garage, circular paved driveway, an approximately 2,500-gallon holding tank, and a large storage loft above the garage. Bring your horses, plant a garden, build a shop, explore the potential for an ADU, or simply relax and enjoy the peaceful surroundings. With endless room to roam and incredible views, this exceptional property offers the perfect blend of privacy, comfort, and country charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ready Springs ElementaryGrades 4-82.5 mi
7/10
Nevada Union High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Ceiling Insulation,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Dining/Family Combo,Space in Kitchen,Formal Area

Features

  • Central Vacuum
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Propane,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,514 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Soaking Tub,Granite Counters,Marble,Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet

Property

Details

  • Parcel number: 050120091000
  • Zoning: RA
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: None
  • Topography of land: Snow Line Below,Level,Snow Line Below,Level

Lot

  • Lot size: 4.45 Acres
  • Features: Sprinklers In Front,Low Maintenance

Parking

  • Total spaces: 9
  • Parking features: 24'+ Deep Garage,Deck,RV Possible,Garage Door Opener,Garage Faces Front,Uncovered Parking Spaces 2+,Guest
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$408$4,896
Property Taxes $831$9,972
Electricity $539$6,469
Total$5,767$69,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,725/yr
40% on housing$173,010/yr
45% on housing$153,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 95946$235
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95946$262
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$789,000
2021-09-22Sold$750,000
2021-08-06Pending sale$739,000
2021-08-04Listed for sale$739,000
2017-04-28Sold$430,500
2017-01-26Listing removed$495,000
2016-12-05Price change$495,000
2016-09-09Price change$595,000
2016-06-03Price change$629,000
2016-05-20Listed for sale$649,000

For Sale by Agent

AgentAngel Huang
BrokerageAngel Realty & Developments Inc

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