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84 Kate Circle, Middle Island, NY, 11953

2beds
2baths
1,716sqft
$539,000
$314price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Enjoy Country Club Living! Welcome to Birchwood at Spring Lake, a premier, gated golf community offering resort-style living in the heart of Middle Island. This beautifully updated and spacious 2-bedroom, 2-bathroom townhouse has a private location with a view of the wooded preserve. It features an extended loft, a main-floor primary bedroom, and a second-level office/bedroom. Step inside to find an open and airy layout with luxury vinyl flooring throughout the main level and hi-hat lighting throughout the entire home. The modern kitchen features granite countertops, stainless-steel appliances, and a new sliding door with built-in blinds. The first level full bathroom was custom-designed and fully renovated along with an updated 2nd-floor bathroom. Enjoy the convenience of a 1-car garage with access to the laundry room, featuring a brand-new washer and dryer and built-in cabinets. This townhouse has two attics with plenty of storage space. Enjoy the privacy of the outdoor patio with a new gazebo and beautiful landscaping. This townhouse is set within an exceptional country club community situated on a private 9-hole golf course (fee included in the HOA), residents enjoy access to two clubhouses, four pools, tennis courts, pickleball, Bocce, racquetball, two fitness centers, beautifully maintained grounds with walking paths, a social and event calendar, and an active social lifestyle with amenities designed for every interest. This is more than just a home; it's a lifestyle. Recent updates – roof 2024, heating and cooling 2020, central humidifier 2025, both bathrooms 2025, washer/dryer 2026, kitchen and appliances 2023, new paint and lighting 2022. Enjoy maintenance-free living with every comfort and convenience at your fingertips – all within a vibrant, resort-like community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10
Longwood High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder model: Springfield

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,High Ceilings
  • Flooring: Vinyl
  • Attic: Partial,Pull Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 0200319000500370000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • Pool features: Community,Indoor,Outdoor Pool
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3,485 sqft
  • Features: Private

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$225$2,700
Property Taxes $727$8,724
Electricity $283$3,403
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 11953$252
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11953$332
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$539,000
2022-11-28Sold$430,000
2002-10-15Sold$239,900

For Sale by Agent

AgentThomas J. Annunziato CBR
BrokerageHoward Hanna Coach

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