1135 N Penelope St, Belton, TX, 76513
About This Home
Maximize your ROI or upgrade your lifestyle with this incredible, high-flexibility property just minutes from the University of Mary Hardin-Baylor! Located on a prime corner lot at 1135 N Penelope St, this home is a rare gem perfectly suited for a large family or a savvy investor looking to capitalize on the booming student rental market. UNMATCHED VERSATILITY: This traditional home lives large. Need space? Use the formal dining as a 5th bedroom. Looking for income? The current owner has a proven track record of leasing rooms to students. The property features a separate front out-building—perfect as a private master suite with a study, a secluded home office, or a standalone rental apartment. PREMIUM FEATURES: The heart of the home is a massive chef’s kitchen with a huge center island, double ovens, cooktop, and built-in microwave—ideal for entertaining. Relax in the oversized family room anchored by a classic corner brick fireplace. Enjoy a mix of durable laminate, ceramic tile, and original hardwood floors that add timeless character. APARTMENT SPACE: The oversized garage isn't just for parking; it includes a private room with a kitchenette, ready-made as an additional rental unit or studio. With a separate carport for front-of-home parking and proximity to downtown Belton shopping and dining, this home offers convenience that is hard to beat. ACT FAST: Opportunities with this much income potential and square footage near the University do not last. Schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
- Construction materials: Lap Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Gas Water Heater,Water Heater
- Laundry features: Washer Hookup,Electric Dryer Hookup,In Unit
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Built-in Features,Ceiling Fan(s),Custom Cabinets,Eat-in Kitchen
- Flooring: Tile,Wood
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 2,651 sqft
Property
Details
- Parcel number: 93387
- Special condition: Short Sale
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 3
- Parking features: Garage,Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $548 | $6,576 |
| Electricity | $291 | $3,493 |
| Total | $2,756 | $33,072 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $335,000 |
| 2020-12-18 | Listing removed | $225,000 |
| 2020-12-09 | Pending sale | $225,000 |
| 2020-12-06 | Listed for sale | $225,000 |
| 2018-04-23 | Listing removed | $189,500 |
| 2018-04-06 | Price change | $189,500 |
| 2018-03-06 | Listed for sale | $199,900 |
| 2017-07-05 | Listing removed | $350 |
| 2017-07-04 | Price change | $350 |
| 2017-06-05 | Price change | $2,150 |
| 2017-06-02 | Listed for rent | $2,000 |
| 2017-04-30 | Listing removed | $164,900 |
| 2017-04-27 | Price change | $164,900 |
| 2017-04-13 | Price change | $169,000 |
| 2017-04-07 | Price change | $169,900 |
| 2017-03-30 | Price change | $165,900 |
| 2017-03-23 | Listed for sale | $170,000 |
| 2011-07-21 | Listing removed | $184,900 |
| 2011-06-18 | Price change | $184,900 |
| 2011-04-14 | Price change | $189,900 |
| 2011-04-10 | Listed for sale | -- |
| 2009-10-23 | Sold | -- |
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