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3527 Hooper Rd, New Windsor, MD, 21776

3beds
2baths
1,920sqft
$449,900
$234price/sqft
$3,139/moest. monthly cost
$125,560/yrincome needed

About This Home

Beautifully updated rancher situated on a rear fenced lot in scenic New Windsor! This move-in ready home features refinished hardwood floors, fresh interior paint, and a bright, inviting layout filled with natural light. The renovated kitchen offers quartz countertops, gray cabinetry, engineered tile flooring, a subway tile backsplash, recessed microwave, and new side entry door. Separate living and dining rooms with access to the rear Trex deck with aluminum railings (2024) through a new sliding door, with three bedrooms and an updated full bath completing the main level. The finished walk-out lower level provides additional living space with luxury vinyl plank flooring, recessed lighting, a brick fireplace with wood stove insert, powder room, laundry area, workshop, and plenty of storage. Recent improvements include a new roof (2024), new furnace (2024), Trex deck with aluminum railings (2024), paddock fence (2022), big shed (2023), new sliding door, new side entry door, new water heater, and water treatment system. Enjoy the spacious backyard featuring mature landscaping, paddock fencing, big shed, patio, and peaceful country views. Conveniently located with easy access to Westminster while offering the tranquility of country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
6/10
Mount Airy Middle SchoolGrades 6-87.0 mi
8/10
South Carroll High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1971

Materials

  • Foundation: Active Radon Mitigation
  • Roof: Shingle
  • Construction materials: Brick,Combination,Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Microwave,Exhaust Fan,Water Conditioner - Owned,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Washer/Dryer Hookups Only,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Exterior Entry,Rear Entrance,Full,Finished,Heated,Walk-Out Access

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Family Room

  • Features: Fireplace - Wood Burning,Flooring - Laminate Plank
  • Level: Lower
  • Area: 528
  • Dimensions: 22 X 24

Features

  • Dining Area,Entry Level Bedroom,Open Floorplan,Ceiling Fan(s),Upgraded Countertops,Dry Wall
  • Door features: Insulated,Sliding Glass
  • Window features: Double Pane Windows,Insulated Windows,Screens,Vinyl Clad
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Flue for Stove,Wood Burning,Brick
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Oil,Electric
  • Cooling features: Central Air,Programmable Thermostat,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Laundry

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 168
  • Dimensions: 12 X 14

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Workshop

  • Level: Lower
  • Area: 160
  • Dimensions: 10 X 16

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0709008179
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Ring Camera

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Storage,Lighting
  • Fencing: Split Rail
  • Has view: Yes
  • View description: Garden,Trees/Woods,Street

Lot

  • Lot size: 0.47 Acres
  • Features: Backs to Trees,Landscaped,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Asphalt
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$153$1,836
Property Taxes $431$5,172
Electricity $281$3,374
Total$3,139$37,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,622/yr
40% on housing$94,170/yr
45% on housing$83,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 21776$177
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21776$230
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$449,900
2026-08-06Contingent$449,900
2026-07-31Listed for sale$449,900
2022-09-30Sold$412,000
2022-08-29Pending sale$389,900
2022-08-24Listed for sale$389,900
2018-05-24Sold$250,000
2018-04-16Pending sale$250,000
2018-04-05Listed for sale$250,000

For Sale by Agent

AgentCathy Blassino
BrokerageThe KW Collective

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