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12854 State Highway 200, Fort Shaw, MT, 59443

4beds
2baths
2,470sqft
$399,000
$162price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

Country Living in Simms, MT – Ready for Horses! Discover the perfect blend of comfort and space on this expansive 4.66-acre property, located just outside of Simms. This home is truly ready for horses and outdoor living at an affordable price! There is an auto water, and hay barn. The main floor offers 3 bedrooms, 2 bathrooms, and a laundry room. The basement provides additional non-conforming bedroom space, suitable for a home office or guest area. School bus stop in front of the house. Whether you are looking for room to roam or space for your animals, this property offers the country lifestyle you have been searching for. Don't miss out on this fantastic opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
Sun River Middle SchoolGrades 6-80.9 mi
2/10
Simms High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bedroom

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 0004604200
  • Zoning description: None/Unknown
  • Special condition: None
  • Horse amenities: Hay Storage,Stock Pen(s)

Features

  • Levels: One
  • Stories: 1
  • Fencing: Cross Fenced,Partial,Pipe,Wire
  • Has view: Yes
  • View description: Farmland,Mountain(s),Rural

Lot

  • Lot size: 4.66 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $125$1,500
Property Taxes $167$2,004
Electricity $169$2,035
Total$2,478$29,736

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 59443$417
Cascade County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 59443$262
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$399,000
2017-04-03Sold--

For Sale by Agent

AgentMitchell Peters
BrokerageKeller Williams Capital Realty

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