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1438 Golden Rule Ln, Lake Arrowhead, CA, 92352

3beds
3baths
2,946sqft
$975,000
$331price/sqft
$6,888/moest. monthly cost
$275,520/yrincome needed

About This Home

What You See: A seamless blend of indoor comfort and outdoor beauty—warm firelight, soft evening breezes, and a veranda where the sunset paints every gathering in gold. This is where dinner parties turn into unforgettable nights .This custom residence features high end finishes and design elements including soaring ceilings, large windows and glass doors allowing for an abundance of natural light, beautiful wood accents while encompassing over 3000 sq feet of gracious living space. The home exudes elegance and provides the ultimate venue for indoor/outdoor living and entertaining. As you enter the gated courtyard you feel a sense of beauty and warmth and are mesmerized by the stunning views. The primary suite comes with fireplace and has Primary bathroom with jetted tub and shower. Sliders leading to a balcony overlooking mountain and city light views. There are an additional 2 bedrooms and private office and large laundry room. The 3rd hosts a second family room with fireplace and bar, pool table , sauna and steam shower, additional room with fireplace. Large Deck with ping pong table and various gym equipment can be moved outside. Large oversized 2 car garage which enters into the kitchen. You are close to Tavern Bay and many hiking trails. The house is in Arrowhead Woods which gives you Lake Rights.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Microwave,Vented Exhaust Fan,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Balcony,Ceiling Fan(s),Ceramic Counters,Cathedral Ceiling(s),Furnished,Granite Counters,Living Room Deck Attached,Open Floorplan,Pantry,Storage,Bar,All Bedrooms Down,Primary Suite
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Starter,Living Room,Primary Bedroom,Wood Burning,Recreation Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,946 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 0329351270000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: level
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Mountain(s),Neighborhood,Trees/Woods

Lot

  • Lot size: 0.31 Acres
  • Features: Sloped Down

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage Faces Front,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Heat Wave

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$406$4,872
Property Taxes $921$11,052
Electricity $631$7,580
Total$6,888$82,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,160/yr
40% on housing$206,640/yr
45% on housing$183,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 92352$380
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92352$335
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$975,000
2025-09-12Listed for sale$989,000
2025-06-30Listing removed$995,000
2025-05-22Price change$995,000
2025-03-18Listed for sale$1,125,000
2020-09-29Listing removed$699,000
2020-09-02Listed for sale$699,000
2020-08-07Sold$699,000
2020-07-07Pending sale$699,000
2020-06-26Listed for sale$699,000
2010-03-03Sold$370,000
2007-11-16Listing removed$650,000
2007-05-29Price change$650,000
2007-05-24Listed for sale$625,000
2005-04-29Sold$550,000
2004-06-14Sold$30,000

For Sale by Agent

AgentMonica Mnich
BrokerageKELLER WILLIAMS LAKE ARROWHEAD

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