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10 Andrease St, Staten Island, NY, 10305

5beds
4baths
3,169sqft
$1,069,000
$337price/sqft
$7,039/moest. monthly cost
$281,560/yrincome needed

About This Home

Welcome to this spacious and well-maintained two-family detached home in desirable Shore Acres! The main unit features 4 generously sized bedrooms, 2 full bathrooms, and 1 half bath, along with a kitchen, formal dining room, and oversized living room. Hardwood floors and large windows throughout the home provide plenty of natural light and warmth. A bright and inviting family room offers direct access to the private backyard. The second unit is a well-sized 1-bedroom, 1-bathroom apartment, perfect for extended family, guests, or additional rental income. This beautiful home also offers generous closet space, a private backyard, and a huge patio ideal for outdoor entertaining. Conveniently located close to parks, restaurants, shopping, and transportation, and just minutes from the Verrazano Bridge. This home needs a little bit of work and a lot of heart, but it offers incredible potential. With some updates and personal touches, it can be transformed into a beautiful place to call home.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Ps 13 M L LindenmeyerGrades PK-50.3 mi
6/10
Is 49 Bertha A DreyfusGrades 6-81.0 mi
4/10
Curtis High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2004

Materials

  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Apartment,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,169
  • Total interior livable area: 3,169 sqft

Property

Details

  • Parcel number: 28310117
  • Zoning: R4A

Features

  • Levels: Tri-Level
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Exterior features: Balcony
  • Fencing: Back Yard

Lot

  • Lot size: 3,484 sqft
  • Features: Front Yard,Back Yard
  • Lot size dimensions: 34 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,405$64,860
Home Insurance *$328$3,936
Property Taxes $783$9,396
Electricity $523$6,284
Total$7,039$84,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,337/yr
40% on housing$211,170/yr
45% on housing$187,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 10305$450
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10305$478
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$999,000
2026-06-18Price change$1,069,000
2026-05-13Listed for sale$1,100,000
2007-11-19Sold$700,000
2005-04-29Sold$733,140

For Sale by Agent

AgentAgata Zukowski
BrokerageHomes R Us Realty of NY, Inc.

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